Motherhood Moments

FEBRUARY 16, 2023

KC Scholars continues to exemplify quality education standards for local students of varying circumstances. Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. Additionally, the student must be considered low- or modest-income. Have at least a 2.5

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Kansas City Kansas Student College 130

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free?

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Student Debt Debt Free Finds 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. What inspired you to get debt free?

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Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

MARCH 12, 2015

So, if you are a non-traditional student here are some tips that can help you make your time in school successful and frugal. Also, it’s best to fill that out sooner rather than later every year as some funds for student aid are limited and so are distributed at a first come, first serve basis. Choose your Degree Path Wisely.

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Student Frugal College Education 100

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. What kind of debt was it?

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Debt Credit Cards Debt Free Student 100

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. What kind of debt was it? We paid off $68,000 of debt in eight months. What inspired you to get debt free?

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Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing.

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Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? I had watched my parents pay off their debt, including their house, when I was a pre-teen, which really influenced me.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. worth of debt. Meet Angela. Where are you from?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. What kind of debt was it? We are debt. free except for our mortgage.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. Student Loans – Paid off $37,000. What inspired you to get debt free? Please welcome Drew & Farrah.

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Debt Debt Free Finds Home 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt! What inspired you to get debt free?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. What inspired you to get debt free? There were two things that inspired us to pay off debt. And this is just on a mortgage, not including any credit card or student loan debt. We did follow Dave Ramsey’s 7 Baby Steps to becoming debt free.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest. I left university, as so many do, with a fair chunk of debt.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Get to Know Your Debts “Today, there are three kinds of people: the haves, the have-nots, and the have-not-paid-for-what-they-haves.” – Earl Wilson The first thing you need to do is make a list of all your current loans and debt payments. This includes your credit cards, student loans, business loans—you name it.

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Debt Credit Money Mom 52

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Jessi and her husband paid off her student loans. Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! Jackie and her husband paid off $147,000 of debt in 10 years and are debt free.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JULY 18, 2013

Pauline from Reach Financial Independence shares 5 ways to get out of debt , to show how you can accelerate your debt payments to become debt free earlier. Grayson from Debt RoundUp wants to know Why is Prepaid Such a Dirty Word?

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Debt Fridays Personal Finance Goals 199

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

OCTOBER 18, 2019

I turned 50 …I know, I know, I don’t look a day over 30, because 50 is the new 30… …anyway, on the last Friday of September, we sent in the very last payment to my husband’s student loan and our goal of paying off our non-mortgage debt by the end of this year is complete! 5 Steps to Crush Debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

AUGUST 21, 2014

This not only gave me the benefit of going to college without student loans, it also gave me a chance to build up my transferrable skills to better know what I wanted to do with my career and be more equipped and employable during and after I graduated from post secondary school.

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Travel Graduation College Full Time 165

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. Some debts like mortgages and personal loans don’t need to be paid off straight away.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

APRIL 22, 2011

There weren't a lot of people walking around, mostly hippies and college students. Buying our home, having children, and trying to become debt free have all had a hand in encouraging me to be a better steward of the environment. My Biology II class went on a field trip to Pittsburgh's Earth Day celebration. But I'm not perfect.

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Compost Composting College Home and Garden 127

Family Balance Sheet

FEBRUARY 23, 2016

We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. Saddled with business and student loans in 2013, I just couldn’t imagine making the monthly payments for the full term of the loans. So I concocted an idea to pay them off early and wrote our Debt Freedom Plan.

Debt 100

Debt Goals 2016 Calculators 100

Prairie Eco-Thrifter

JUNE 4, 2012

But it hadn’t occurred to me that life insurance might help pay for college, allow him to stay debt-free himself, or give him opportunities I never even dreamed of. Start Early for Greater Benefits Life insurance rates are less expensive when you are young, so it’s to your advantage to look into policies early.

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Life Insurance Insurance Debt Money 187

Prairie Eco-Thrifter

MARCH 4, 2015

For example, in Huffington Post article, Rich People Don’t Put Their Money in Jars , the author points out this path to managing debt wisely: “Instead of paying off your home or all of your student loans early, start focusing on reducing the interest to four percent or lower and compounding your investment gains at 10 percent or higher.”

Debt 100

Debt Used Money IBM 100

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. This includes our mortgage and my husband's student loan.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JANUARY 8, 2020

The last loan was his student loan and I wanted him to make that final payment. It was a long road and we were finally non-mortgage debt FREE!! Related Reading: Our Debt Freedom Plan Update (October 2019). I decided to wait to hit “SEND” until he was up and alert. That was a day we’ll always remember.

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Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

APRIL 6, 2012

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You probably dont.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MAY 10, 2012

KT presents In Debt Consider Paying Cash for Your Purchases posted at Personal Finance Journey , saying, “Are you in debt besides the mortgage? Do you have thousands of dollars worth of student loan debt and/or credit card debt? MR presents Is Now The Time To Buy Real Estate?

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Money May 2012 Debt 113