Prairie Eco-Thrifter

APRIL 25, 2011

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you are willing to settle your debts on your own, pass through the debt settlement blog for more tips and advice on the topic. How Settlement Works.

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Debt Debt Free DIY Personal Finance 124

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. While this may be one of the quickest ways to sock away money for the purpose of debt reduction, it’s likewise the least pleasurable.

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Debt Recession Unemployment Budgeting 157

Prairie Eco-Thrifter

MARCH 7, 2011

Guest Post Author Bio: Ryan is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. He holds his expertise in the Debt industry and has made significant contribution through his various articles. Leave behind debt relief options.

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Debt Thrifty Money Fuel 171

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

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Debt Finance Pay Off Debt Credit 113

Prairie Eco-Thrifter

JUNE 14, 2011

This week my reminder post on Slow and Steady Wins the Race was included in the Carnival of Debt Reduction. Please check out the carnival for the other selections. Related posts: Prairie Eco-Thrifter Has Been Featured in the Best of Money Carnival #60. Prairie Eco-Thrifter has been Featured in the Carnival of Wealth #16.

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Debt Win Money 124

Prairie Eco-Thrifter

AUGUST 6, 2013

With everything that’s going on right now, we can’t really afford to take on that kind of debt obligation. Are You Prepared to Take on That Debt? In a perfect world, you co-sign on the debt, the borrower makes payments on time, builds a bit of a good credit history, eventually pays off the loan.

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Debt Credit Money At&T 238

Prairie Eco-Thrifter

JANUARY 5, 2014

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Start an aggressive debt payoff schedule. Debt is your enemy, so don’t get comfortable with holding on to debt.”

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Personal Finance Finance Finance Tips Graduation 192

Prairie Eco-Thrifter

DECEMBER 7, 2014

In the past, most loans (80%) have been for debt consolidation. To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt. This will only speed your fall down the debt spiral with double the debt. Borrowers with very good credit can get an APR as low as 6.7%

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Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

This can breed short sightedness as you struggle to deal with your debt. We all know how powerful debt snowballing can be, with small amounts adding up over time to pay off a big portion of debt, and the reverse is true with small portions of spending adding up overtime to wreak havoc on your finances. Short-sightedness .

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Personal Finance Finance Consumerism Debt 222

Prairie Eco-Thrifter

MARCH 10, 2014

Debt: Anxiety and Helplessness. One of the biggest money-related stressors out there is debt. When you are in debt — especially if it seems insurmountable — there is no end to the anxiety. In order to get the better of this difficulty, it helps to create a debt reduction plan.

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Money Debt Making Credit 223

Prairie Eco-Thrifter

NOVEMBER 25, 2012

In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. What About Debt? The chance viewing of an interview on TV gave me a third option – that of using my cash to pay off my debts, especially high-interest debt. What Should You Do? .

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Money Debt Refinancing Credit Cards 189

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . Pay Down Debt. If you don’t have any consumer debt but still have a mortgage, don’t forget that your mortgage is debt!

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Emergency Fund Debt Goals Money 200

Prairie Eco-Thrifter

NOVEMBER 7, 2013

Alexa from Defeat Our Debt has some great tips for those of you struggling to pay off your debt. Don’t miss her post on 5 Drastic Ways to Free Up Money for Debt Repayment. The ABC’s of Debt Reduction. Jason talks about the New 100 Dollar Bill – What Changed? over at The Money Makers. 5 Ways to Be Greener.

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Fridays Debt Insurance Vacation 184

Prairie Eco-Thrifter

JULY 18, 2013

Pauline from Reach Financial Independence shares 5 ways to get out of debt , to show how you can accelerate your debt payments to become debt free earlier. Grayson from Debt RoundUp wants to know Why is Prepaid Such a Dirty Word?

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Debt Fridays Personal Finance Goals 199

Prairie Eco-Thrifter

MAY 30, 2012

Increasing your credit card limit is really increasing your debt, or at least your exposure to debt, so say ’No!’ Ignoring Your Debt Debt is not just going to go away, you must handle it and work to whittle it away. Living Paycheck to Paycheck Living from paycheck to paycheck is a dangerous and precarious practice.

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Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt? Think Again.

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Fridays Debt Unemployment Rent 187

Prairie Eco-Thrifter

OCTOBER 11, 2012

It can be so easy to run up thousands of dollars in debt just by using that credit card. Debt and an uncontrollable spending habit is probably the most common issue that causes fights between couples. Most people will not see eye to eye when it comes to how much credit card debt is acceptable.

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Debt Credit Cards Money Credit 222

Prairie Eco-Thrifter

AUGUST 10, 2011

Imagine the following scenario: You’re facing massive debts. After a period of five years, you have wiped the slate clean and you’re debt-free again, ready to begin a new life. For anyone looking for help with their debt, therefore, an IVA (Individual Voluntary Agreement) constitutes a great tool. IVA Basics.

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Debt Money Debt Free Wellness 170

Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? When it comes to debt, start off with a payment that allows you to still pay off your monthly bills. Ambitious was an understatement.

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Pay Off Debt Win Debt Goals 176

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? Having a hard time keeping your resolutions?

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Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JULY 11, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Do you know how to protect yourself if debt collectors are harassing you?

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Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

AUGUST 19, 2012

Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. Credit card debt remains at an all time high; this is the first debt to attack and get under control. I’m sure everyone.

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Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

FEBRUARY 14, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re struggling to stay afloat with your finances, Grayson at Debt Roundup highlights how the first step to recovery is to admit you don’t have a budget. Wishing you a great and restful weekend.

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Debt Fridays Finance Re-use 171

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. Keep Your Goals in Mind When your income increases or expenses drastically decrease (like when you pay off debt), keep your goals in mind. Likely, there was a reason. How did you beat it?

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Debt Goals Money Bills 189

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt.

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Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

JULY 29, 2014

These people may accrue thousands of dollars of debt on a credit card their spouse doesn’t even know about. The popular sitcom, How I Met Your Mother, delved into this episode when Marshall discovered that Lily had over $20,000 in hidden credit card debt thanks to her designer clothes habit. Almost always, the lie comes out.

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Spendthrift Debt Marshalls Credit Cards 170

Prairie Eco-Thrifter

MAY 15, 2012

There are lots of financial advisors out there who are trained in the art of financial planning , debt reduction and other financial strategies. A big problem faced by the over 40s, as they work towards a comfortable retirement, is debt. The last thing you need after retirement is debts you are still paying off.

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Personal Finance Finance Debt Calculators 221

Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. It really makes me happy. This week I wanted to share a giveaway with you.

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Debt Fridays Win Green And Frugal 145

Prairie Eco-Thrifter

FEBRUARY 3, 2014

I wonder if that could be part of our national debt problem. He ended up hundreds of thousands of dollars in debt and only salvaged his estate by selling (after his death) his civil war memoirs. Just because you make it to be the most powerful leader in the world doesn’t mean you end up rich.

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Personal Finance Finance 2005 Debt 186

Prairie Eco-Thrifter

JUNE 20, 2012

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What Can You Afford? What Is an Affordable Mortgage?

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Money Home Debt Buy 186

Prairie Eco-Thrifter

MARCH 11, 2012

Get Out of Debt. After you have accepted the reality that you actually received a windfall, the next thing you need to do is get out of debt. Pay off all your debt so you can be free of them. Even if it takes up most of the money, you will no longer be bothered with your debt. Investing Your Money. Investing Your Money.

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Debt Money Win New Cars 186

Prairie Eco-Thrifter

NOVEMBER 2, 2011

If you’re seeking a debt consolidation loan for existing debts, try to find a provider that can give you a longer repayment period, which will reduce the amount of your monthly repayments. 5 Ways to Reduce Your Debt. Relying on loans can lead to the formation of bad borrowing habits. Or, are you planning to do so? .

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Debt Economical Refinancing Money 183

Prairie Eco-Thrifter

JULY 9, 2013

They had low paying jobs and huge debt loads. Credit card debt has put both of my parents through hell. His lesson learned: “Avoid credit card debt. Credit card debt is bad. Sydney, in his reader story on Get Rich Slowly , writes that his parents divorced due to money. Just don’t do it.

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Used Parenting Credit Cards Debt 228

Prairie Eco-Thrifter

JANUARY 10, 2012

All sorts of people drown in debt, feel bad about their financial situation, and then feel like they deserve a holiday to get away from it all. So they hop on a plane and spend a week or two in the sun, coming back to even more debt. I don’t have any debt, (except student loans/mortgages) so I can afford to go.

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Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Get Out of Debt. Debt; a simple four-letter word but deadly. Many relationships have been ruined by debts. Have you experienced much obscurity when in debt?

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Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

APRIL 25, 2013

Do you have debt on your mind? CAPI at Creating a Passive Income shares how you can Get Out Of Debt Using Passive Income. KK at Student Debt Survivor wrote about how her grandfather is truly the “grandfather” of frugal and shares her Financial Lessons Learned From My 80-Year-Old Grandfather. over at Simple Finance Blog.

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Grandfather Fridays Debt Thrift Stores 165

Prairie Eco-Thrifter

NOVEMBER 6, 2013

An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.

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Credit Card Rewards Credit Cards Credit Rewards 228