Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Family Balance Sheet

OCTOBER 18, 2019

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

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Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story.

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Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? worth of debt.

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Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free?

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Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

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Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

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Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

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Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

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Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. What kind of debt was it?

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Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Well, not really.

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Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete.

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Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. How much debt did you pay off?

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Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. While this may be one of the quickest ways to sock away money for the purpose of debt reduction, it’s likewise the least pleasurable.

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Prairie Eco-Thrifter

MARCH 7, 2011

Guest Post Author Bio: Ryan is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. He holds his expertise in the Debt industry and has made significant contribution through his various articles. Leave behind debt relief options.

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Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? The inspiration to pay off my debt was watching my grandmother balance her checkbook.

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Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Where are you from?

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Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? We are debt.

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Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

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Debt Debt Free Pay Off Debt Finds 100

Savings Corner

DECEMBER 27, 2023

By paying an extra $100 every month on a standard 10-year repayment plan, you’d be debt-free about five and a half years ahead of schedule. But it will help you pay the debt faster and save money on interest. Many private lenders offer an auto-pay deduction as well. Either strategy can save you a lot of money.

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Family Balance Sheet

FEBRUARY 11, 2015

These meets are long and my youngest daughter, who does not swim competitively, ususually handles it fairly well. Our Debt Freedom Plan includes a family trip to Walt Disney World after we pay off our non-mortgage debt and a trip to Hawaii to celebrate paying off our mortgages. More Debt Freedom posts: Our Debt Freedom Plan.

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Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

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Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

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Family Balance Sheet

JANUARY 4, 2016

While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. So in 2016, I will continue to share our journey to pay off our debt. Debt Freedom Plan Updates. I’ll elaborate on this soon, but in the mean time, here is our Debt Freedom Plan.

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Prairie Eco-Thrifter

NOVEMBER 25, 2012

In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. So, your question could well be – “What should I do with my spare cash to get the best return?” What About Debt? A dollar saved, as they say, is a dollar earned.

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Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

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Prairie Eco-Thrifter

AUGUST 10, 2011

Imagine the following scenario: You’re facing massive debts. After a period of five years, you have wiped the slate clean and you’re debt-free again, ready to begin a new life. Well, it’s pretty much exactly what an IVA does and it may be available to you as well. Sounds too good to be true?

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freestuff.tv

MAY 18, 2011

Well that’s a pretty dumb question but for most of us, we fail to act on our desires. Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. This will help you stay out of debt. Enjoy this site?

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freestuff.tv

APRIL 3, 2011

Well probably not, but if it’s free, maybe I’ll give it a go. We want you to live the generous life, simple and debt free. Let’s get fit together! Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you.

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Debt Free Debt Saving Reuse 109

freestuff.tv

APRIL 4, 2011

Well look no further than Dollar Surveys ! Take free surveys and earn a dollar for each survey you complete! We want you to live the generous life, simple and debt free. Visit everyday for more surveys. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you.

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Debt Free Debt Saving Reuse 100

freestuff.tv

APRIL 5, 2011

They are well respected and trusted. SavingsBlogger.com is a fun and positive blog dedicated to helping you find the latest savings on your groceries through free samples , coupons & bargains , helping you manage your money so that you can live within your means, enabling you to save more and give more. Enjoy this site?

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Prairie Eco-Thrifter

MAY 15, 2012

As for retirement; well, it was in the distant future. There are lots of financial advisors out there who are trained in the art of financial planning , debt reduction and other financial strategies. A big problem faced by the over 40s, as they work towards a comfortable retirement, is debt.

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Prairie Eco-Thrifter

JULY 25, 2013

Hope this past week has treated you well. How to Live your Dream Life Debt Free. Happy Friday everyone. I wrote a test for my course and did good on it so that has taken some heat off. I have another test next week and then a final and the course is done. Gosh time flies. If I finish with a B I will be happy.

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Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Our 2002 Honda Civic has 125,000 miles and still runs well, but we don't want to have to take out a loan when it is time to replace the vehicle. Finish Will. No more excuses. Just get it done! These goals are epic for us.

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Prairie Eco-Thrifter

JUNE 4, 2012

Stay with me here – I’m very concerned about my child’s future, especially in these debt-ridden times of financial uncertainty. But it hadn’t occurred to me that life insurance might help pay for college, allow him to stay debt-free himself, or give him opportunities I never even dreamed of.

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