Remove Debt Remove December Remove Property Taxes Remove Work
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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. This is a 12-month spreadsheet.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. However a few years ago, we found ourselves with too much debt and not enough cash. I designed our Debt Freedom Plan, but it essentially was our life plan.

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