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Planning How to Buy a House

Prairie Eco-Thrifter

Lenders will use your credit score and credit history to work out how much of a risk it may be to approve you for a mortgage so you can help your cause by making sure that your credit report is in order. First of all, you need to know what your credit score is so that you can assess the potential impact on your ability to get a mortgage.

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What to Do With Money: A Mom’s Guide to Smart Money Management

Penny Pinchin' Mom

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance. It’s not necessarily fun, but definitely necessary.

Money 52
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Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

Insurance and Risk. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You see theres a reason that the majority of people are in debt. Theres a reason why the average amount of credit card debt per household is $15,956. We all have skills.

Money 133
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Totally Money Blog Carnival #18 – 6 Ways to Save Money Edition

Prairie Eco-Thrifter

He definitely gives you something to think about. They are definitely worth a try. I did this yeas ago when I was in debt and it made paying off the debt a reality. Also, make sure you aren’t paying unnecessary fees for things like credit card insurance. t Paydown Your Credit Cards. Thanks for the tips SPF.

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Are You Financially Ready For Kids?

Prairie Eco-Thrifter

So, if you’re someone who is contemplating having a child, it is definitely a responsible question to ask yourself “Am I financially ready to have kids?” ” Before you answer, here are five other questions to ponder that will help to provide you with the clarity that you seek: How Much Debt Do I Have? .

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Reader Question: How Much Money Do I Need To Buy My First Home?

Prairie Eco-Thrifter

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? You may prefer a high ratio mortgage instead.

Money 186
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5 Things You Should Know When Planning Your Financial Future

Prairie Eco-Thrifter

A life insurance policy is probably the first thing most people buy. In the past, single people did not make getting a life insurance policy a priority. That’s no longer the case in recent years, and today even young people are buying insurance. Insurance policies require you to name beneficiaries.