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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

A layoff or a drop of business happened in the past, but a global economic shut down from a deadly virus? We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. In January and February, my husband and I were contemplating replacing our 12.5

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Frugal decisions.

Finally Frugal

economic news is this tax cut that will (hopefully) leave an additional $50 to $85 dollars in our paychecks next year. I do know it might take a couple of months for human resources departments to get all the details down so we may not see it until February or March. One of the more interesting topics in the U.S.

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Vacations on a Dime: Sail Away for Less

Saving Cents With Sense

You may have seen all of the headlines about cruise ships lately, but the truth is, cruise ships are still a fun and economical way to enjoy a luxury vacation! But the truth is, there are plenty of ways to sail the seas without ending up in an ocean of debt. Image courtesy of David Castillo Dominici / FreeDigitalPhotos.net.

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Delayed Gratification: A Strategy to Curb Over-Spending and Secure A Sound Financial Future

Prairie Eco-Thrifter

In economics-speak, this kind of person has a “ flat discount function ,” meaning he values tomorrow almost as much as today and is therefore able to delay gratification. We need to learn that some things are worth waiting for, especially if it means we can avoid going into debt. to $110, later. I would love to hear your story.

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