Prairie Eco-Thrifter

NOVEMBER 25, 2012

In today’s tight economic climate, many people wonder what is the best method of improving their financial position. In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. What About Debt? A dollar saved, as they say, is a dollar earned.

Money 189

Money Debt Refinancing Credit Cards 189

Savings Corner

DECEMBER 25, 2023

Depending on the lender, you may be able to choose a fixed or a variable interest rate. A variable rate may start out lower than a fixed rate, but could increase or decrease over time depending on economic conditions. If you have good credit, you may be able to refinance existing student loans to get a lower rate.

Student 52

Student College Credit Debt 52

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.

Credit Cards 234

Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. We all are typically affected by the conditions around us, including economic conditions. percent in 2009, the U.S.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. I did this yeas ago when I was in debt and it made paying off the debt a reality.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. Welcome to the June 15, 2012 Edition #241 of the Carnival of Financial Planning.

Money 124

Money 2012 June Credit Cards 124

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. FMF presents Five Retro Rules to Save Money posted at Free Money Finance , saying, “These tips from the past can save us all some big bucks.&#.

Frugal 150

Frugal Movies Finance Bills 150

Savings Corner

DECEMBER 24, 2023

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Common real estate contingencies can hinge on financing, appraisal, home inspection and more. It’s not unusual for sellers to make a counteroffer.

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

DECEMBER 25, 2023

While legally that’s true, in practice passive income may take other forms. In practice, you may do some or all of the work upfront, but passive income often involves some additional labor along the way, too. Non-dividend-paying stocks or assets like cryptocurrencies may be exciting, but they won’t earn you passive income.

Money 52

Money Making Real Estate Rent 52