Savings Corner

DECEMBER 25, 2023

Depending on the lender, you may be able to choose a fixed or a variable interest rate. A variable rate may start out lower than a fixed rate, but could increase or decrease over time depending on economic conditions. If you have good credit, you may be able to refinance existing student loans to get a lower rate.

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Student College Credit Debt 52

Prairie Eco-Thrifter

NOVEMBER 25, 2012

In today’s tight economic climate, many people wonder what is the best method of improving their financial position. In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. What About Debt? A dollar saved, as they say, is a dollar earned.

Money 189

Money Debt Refinancing Credit Cards 189

Prairie Eco-Thrifter

SEPTEMBER 30, 2013

We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. My son won his 4 year degree in Economics and then was able to get a job as a security guard at a retail store!

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College Debt Education Student 227

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. ’ Financial Planning Ashley presents Should I Get Married with Debt? Mike presents May Blog Evolution Report… + Income Stats! posted at The Financial Blogger , saying, “The online income for May.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. We all are typically affected by the conditions around us, including economic conditions. percent in 2010 following a decrease of 2.8

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Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

JANUARY 1, 2013

On their own, they may not seem too major but if you are guilty of more than one, you are seriously affecting your financial security. I like the snowball effect method of debt reduction because it worked for me. You’ll need to make some spending cuts to make this happen but it will be worth it to eliminate this expensive debt.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. ” FG presents A Tale of Two Brothers posted at Financial God , saying, “One of my favourite books is ‘Economics in One Lesson’, by Henry Hazlitt. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful?

Money 133

Money Finance Personal Finance Real Estate 133

Finally Frugal

JANUARY 8, 2011

economic news is this tax cut that will (hopefully) leave an additional $50 to $85 dollars in our paychecks next year. This may be especially useful for those of us who - whether currently or in our spendthrift past - may be likely to fritter that money away as soon as it shows up in our paychecks.

Frugal 45

Frugal Spendthrift Debt Recession 45

Prairie Eco-Thrifter

MARCH 14, 2011

Kristia presents Save Money On Groceries Without Using Coupons | Kitchen Economics Link Up posted at Family Balance Sheet , saying, “You don’t have to be an extreme couponer to save money on groceries.&#. There are lots of ways you can entertain yourself and your family on a budget.&#. Dean presents Gas Prices Rise: What Say You?

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Frugal Movies Finance Bills 150

Savings Corner

DECEMBER 24, 2023

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Negotiate repairs and credits Your home inspection may reveal a few issues, especially if it’s an older home. The average is $342.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

OCTOBER 4, 2011

The strategies did keep us out of debt however, and instilled in us habits of self-reliance, attitudes of ‘we can do that’ and a measure of life-long thriftiness that we might not otherwise have had. You may be thinking ‘foul’! You may be asking yourself, why didn’t she include NOT buying a $1.5

Home and Garden 198

Home and Garden Cars Car Re-use 198

Saving Cents With Sense

MAY 13, 2013

You may have seen all of the headlines about cruise ships lately, but the truth is, cruise ships are still a fun and economical way to enjoy a luxury vacation! But the truth is, there are plenty of ways to sail the seas without ending up in an ocean of debt. It may seem easier, but avoid having the cruise line book for you.

Vacation 56

Vacation Cruises Cruise Insurance 56

Savings Corner

DECEMBER 25, 2023

While legally that’s true, in practice passive income may take other forms. In practice, you may do some or all of the work upfront, but passive income often involves some additional labor along the way, too. Non-dividend-paying stocks or assets like cryptocurrencies may be exciting, but they won’t earn you passive income.

Money 52

Money Making Real Estate Rent 52

Prairie Eco-Thrifter

JUNE 18, 2021

Retirement has become an uncertain landscape for many families as they’ve watched economic markets shift and debt grow while financial burdens wreak havoc. Depending on how organized you are with your money, you may already have an accurate depiction of your budget. Look at your current savings as well.

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Insurance Re-use Delivery Service Family 100

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.

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Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

MAY 8, 2011

I did this yeas ago when I was in debt and it made paying off the debt a reality. Tax Debt Help presents Savers Tax Credit: Get Rewarded for Retirement. Since IJ is more a believer of Austrian school of economics, he would have to say a resounding yes. She was still struggling with college credit card debt.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JUNE 24, 2012

In economics-speak, this kind of person has a “ flat discount function ,” meaning he values tomorrow almost as much as today and is therefore able to delay gratification. We need to learn that some things are worth waiting for, especially if it means we can avoid going into debt. to $110, later.

Money 213

Money Activism Credit Debt 213

Savings Corner

DECEMBER 27, 2023

The term “investing” may conjure images of the frenetic New York Stock Exchange, or perhaps you think it’s something only meant for those wealthier, older or further along in their careers than you. Investing allows you to share in the economic recovery, and help your money keep pace with inflation. government.

Real Estate 52

Real Estate Bank Banking Money 52

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. If I failed to come through on my repayment of that loan, he could have been saddled with the debt.

Money 124

Money 2012 June Credit Cards 124

Prairie Eco-Thrifter

MAY 30, 2011

While this philosophy may not be the best boost for my social life, it is a great boost for my savings account! On the other hand, it is pretty economical to stay home, cook a nice meal, enjoy a bottle of wine, and watch a movie from the comfort of your own home. It becomes a special treat instead of an ordinary occurrence.

Frugal 157

Frugal Hobby Green And Frugal Home and Garden 157