The Frugal Girl

NOVEMBER 13, 2023

years with no car (and two small kids!). My own kids were born in different time zones, too – one in MN, one in OH. One of the moves we made, out to Seattle, the only way we could make our budget work AND have me be home with our young kids, was to not own a vehicle at all. Biking in my favorite park Here’s Liz!

Kids and Family 186

Kids and Family Parenting Cars Car 186

The Frugal Girl

FEBRUARY 5, 2024

As an adult, I can see it was likely a mixture of not enough income, high cost of living area, mismanagement of money, and kids just being expensive for single mothers particularly. The weight of debt can be so heavy mentally in addition to the direct effects of it. I became an immediate saver and always looked for ways to make due.

Virginia 180

Virginia Kids and Family Library Frugal 180

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I’m not talking about becoming a CPA or a Wall Street guru.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

The Frugal Girl

DECEMBER 11, 2023

My husband and I have four kids ranging from age 3-8, and I am a stay-at-home mom. and realized we should pay off this debt as quickly as possible. The teachers and education are wonderful and our kids are thriving there so we will continue it as long as we can afford to. Tell us a little about yourself Hello!

Money 190

Money Kids and Family Frugal Parenting 190

The Frugal Girl

NOVEMBER 27, 2023

As a foolish young high school kid, that rule annoyed me because I wanted to spend ALL of my paycheck, but I still saved a chunk of it because I had no choice. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. How did you get interested in saving money?

California 168

California Car Cars College 168

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

The Frugal Girl

MARCH 4, 2024

I’m in my 60’s, I’ve been married to the love of my life for 44 years and we have two adult “kids.” We consider her our “bonus kid” and our family is extremely close. I still remember saving my change as a kid so I could “shop” for books at yard sales.) We, as a country, owe our young people a more comprehensive education.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. It is time to change and that change is going to happen with our kids! Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * source: [link] ).

Saving Money 103

Saving Money Money Kids Debt 103

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

NOVEMBER 22, 2011

My latest post at Money Crashers: "Keeping kids entertained indoors can be a challenge. Please head over to Money Crashers to continue reading, 10 Affordable and Green Arts and Crafts Ideas for Kids. Finding fun activities for children in the summer, however, is not an issue. Inevitably, I will hear, “Mom, I’m bored.”

Entertainment 100

Entertainment Craft Crafts Real Estate 100

Family Balance Sheet

AUGUST 11, 2016

The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. I know there are many reasons for the dire savings rates: kids, household projects, kids, pets, kids, caring for an aging parent, kids, medical issues, and kids. It’s all too much.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

For the Mommas

JULY 9, 2014

This is a great learning tool for kids or the perfect bucket list for an avid traveler. Download: Making Kids Smile! It unlocks a world of possibilities—a debt free existence, a fat bank account, carefree travel, funding your children’s education. Download: Amazing Castles Around the World by Fran Masters.

Landscaping 59

Landscaping Making Kids Debt Free 59

Prairie Eco-Thrifter

APRIL 5, 2011

It seems that so many kids these days have no idea about personal finance and have not been taught the skills on how to manage money for the future. Get an education , but focus on a topic that really interests you then get really good at it. It’s ok to obtain a controlled amount of debt for your education or your first house.

Money 133

Money Personal Finance Finance Debt 133

Family Balance Sheet

OCTOBER 6, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan. Pay cash for a trip to Hawaii or your kids’ education.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

OCTOBER 15, 2021

My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner.

College 130

College Used 2020 Saving 130

Prairie Eco-Thrifter

MARCH 24, 2013

In Silver Spoon Kids - How Successful Parents Raise Responsible Children by Eileen Gallo, P.H.D. what kind of emotional issues you have with money and what kind of financial education you received. what kind of emotional issues you have with money and what kind of financial education you received. And Jon Gallo, J.D,

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

FEBRUARY 19, 2022

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. Home, auto, kids, dog, medical, vacation, blah blah blah…it all adds up and it all needs to fit into our budget.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

MAY 26, 2016

My grown kids are also savers and I have high hopes that the grandchildren will follow their example. Trepidation about having the grand-kids open a savings account. While the grand-kids savings account alternatives are slim – save in a piggy bank or buy that new toy, adults have a few other options.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

APRIL 2, 2022

” Kids (and parents) get excited about summer trips and activities, so I like to post a family calendar on the refrigerator with all of our summer plans and activities. It’s FREE and each playground visit is a new experience with different kids to play with and different equipment to explore. Plan your summer fun!

Budget 130

Budget Budgeting Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

NOVEMBER 29, 2012

Whether you are aiming to protect your loved ones, to save for your child’s education, or to plan for your own retirement, you should have a road map that will guide you as you save and invest. You get married, have kids, maybe get divorced, or end up with the loss of your parents or spouse. Make sure your family is protected.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

JULY 24, 2013

Many families can’t afford to have their kids in all of the sports and activities that they want to be involved in, while still dressing and feeding their growing teens and usually a house full of their friends as well. Some kids are able to hold down a job and maintain their grades, but some aren’t. Personality.

College 228

College Kids and Family Activism Unemployment 228

Family Balance Sheet

JANUARY 3, 2012

The kids were in the back seat watching a movie and we were in the front seat reviewing 2011 and strategizing for the upcoming year. Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Our oldest daughter is in Kindergarten and we have not started to save for her higher education.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. Stay out of debt in general. He is one of my heroes. I don’t care.

Work 133

Work Debt Credit Cards Finance 133

Prairie Eco-Thrifter

FEBRUARY 18, 2011

In my life, my parents have always seemed to do quite well financially and we never suffered as kids. We have more stable careers, we have no debt (other than our mortgage), and we own a home. I loved that series as a kid. Reducing Debt. Frugal Dad shares with us 10 Side Hustles that we can use to pay off our debt.

February 113

February Debt Finance Personal Finance 113

Penny Pinchin' Mom

DECEMBER 17, 2023

Term life insurance: These insurance benefits can help with household income replacement, debt coverage, educational expenses, funeral and final expenses, and estate planning. It can also cover some of those massive medical bills that tend to come with accidents. Here are some of my favorite long-term investment options.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

AUGUST 17, 2017

Talk to any alumni you may know (hint parents, cousins, that kid that went off to college last year) to see what they know about it. They offer: Career education. Teach your college-aged children to make the most educated financial decision possible.” Time to find out. Read up on what colleges may offer. Resumé critiques.

College 133

College Graduation Used Points 133

Prairie Eco-Thrifter

DECEMBER 8, 2013

Education, threats of hauntings from beyond the grave and repeated instructions seem to be the most direct ways of handling this. But, alas, now our wonderful elected leaders are discussing ways to ‘close this loophole’ (according to Forbes ) and force heirs to take distributions from any inherited IRA within 5 years.

Converse 176

Converse Taxes Grandkids Money 176

Prairie Eco-Thrifter

AUGUST 7, 2012

Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. When will you have kids? Well, this is especially true with your financial planning. Those with a plan generally come out better off. The best way to get what you want is to plan for it.

Financial Goals 213

Financial Goals Goals Making Simple 213

Prairie Eco-Thrifter

MARCH 14, 2011

Sandy presents Video: Beware of Illegal Debt Collection Practices posted at My Cheapass Blog , saying, “Some debt collectors will try anything to get you to pay, even some illegal tactics.func&#. Download a form and get something set up to protect your kids and assets.&#. Dean presents Gas Prices Rise: What Say You?

Frugal 150

Frugal Movies Finance Bills 150