Motherhood Moments

FEBRUARY 16, 2023

KC Scholars continues to exemplify quality education standards for local students of varying circumstances. Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. Additionally, the student must be considered low- or modest-income. . Have at least a 2.5

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Family Balance Sheet

MAY 6, 2020

How Our Debt Freedom Plan Prepared Us for the Pandemic. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. This new business debt weighed on me. I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan. Storm #2: 2013.

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Prairie Eco-Thrifter

MARCH 4, 2015

It was nearly impossible to figure out exactly how the program would work for each query, because, as Bonnie Baker (the engaging and energetic DB2 speaker) used to put it “It depends” Likewise with understanding whether the rich use debt differently than the rest of us… it depends. It depends on how the debt is managed.

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Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

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Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

OCTOBER 17, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For years, my husband and I didn’t consider OUR debts to be wrong. To us, debt was a necessary evil. Today’s assignment: Create a Plan to Eliminate Your Debt.

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Prairie Eco-Thrifter

MARCH 12, 2015

And if you only have a high school education, it’s well-known that getting a bachelor’s degree will allow you to earn more throughout your life than if you stopped at the high school level. So, if you are a non-traditional student here are some tips that can help you make your time in school successful and frugal.

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Prairie Eco-Thrifter

JANUARY 5, 2014

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Andy Josuweit, Andy Josuweit is the CEO of Student Loan Hero , which helps students to organize, manage, and repay their student loans.

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Personal Finance Finance Finance Tips Graduation 192

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt.

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Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? Worried about missing the mark completely?

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Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I’m not talking about becoming a CPA or a Wall Street guru.

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Personal Finance Finance Tips Finance Mom 52

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. The difference between the two is given to you in a lump-sum payment.

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Prairie Eco-Thrifter

SEPTEMBER 30, 2013

We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. Today’s students pay dearly for that sheepskin. Are you afraid to go, and yet afraid not to go?

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College Debt Education Student 227

Prairie Eco-Thrifter

APRIL 24, 2012

Household debt stood at $13,200,000,000,000 at the end of the third quarter of 2010 (according to a 2011 ‘‘Flow of Funds’’ report by the Board of Governors of the Federal Reserve System). Increased financial literacy empowers individuals to make wise financial decisions and reduces the confusion caused by an increasingly complex economy.

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United States Personal Finance Economical Finance 202

Savings Corner

DECEMBER 23, 2023

Whether you’re continuing your education, entering the workforce or settling down with someone special (or all of the above), life insurance should be part of your plan. Paying Off Your Debt and Expenses Life insurance is also important if your parents co-signed for your student loans or other debt, such as a car.

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Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

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Prairie Eco-Thrifter

AUGUST 17, 2017

By now you should know where you plan to attend school in the fall, but do you know whether or not actual for real employers will come to that campus to recruit students getting a degree in your chosen area? Look especially for on campus recruiting and online job portals the college may offer to help place students. Time to find out.

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Prairie Eco-Thrifter

AUGUST 21, 2014

This not only gave me the benefit of going to college without student loans, it also gave me a chance to build up my transferrable skills to better know what I wanted to do with my career and be more equipped and employable during and after I graduated from post secondary school.

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Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. Stay out of debt in general. He is one of my heroes.

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Work Debt Credit Cards Finance 133

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

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Debt Credit Money Mom 52

Finally Frugal

FEBRUARY 13, 2013

The student loan has finally been paid off - in full! Department of Education this week! I'm pretty proud of that - I paid off $42,000 in debt in less than two and a half years (I started sending payments in earnest in September of 2010, when my balance was just over $62,000). Subscribe to Finally Frugal.

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Debt Student Credit Cards Work 45

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. This includes our mortgage and my husband's student loan. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. Our 2012 Financial Goals. Finish Will. No more excuses.

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Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

MAY 26, 2016

We could take on debt to grow using other people’s money. Using a student loan to get educated or re-educated in a new (presumably higher paying) field could also be a sure thing. However, taking on debt without the current ability to repay it can result in loss of down payment and years of debt interest payments.

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Money Saving Money Lowes Grandchildren 124

Nicoles Nickels

JULY 25, 2012

Education expenses seem to grow every year. Even prior to college, students are required to have all sorts of supplies, and that can put a strain on your wallet. Credit Sesame is a 100% FREE personal finance credit and debt management tool with no credit card required or trial period.

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Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

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Saving Money Money Kids Debt 103

For the Mommas

JULY 23, 2012

More details: Education expenses seem to grow every year. Even prior to college, schools are requiring students to have all sorts of supplies. Though they bring in great education value, they cost a lot. You can get a totally free credit report (thru Experian and enter to win $250.00). What does Credit Sesame do?

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Credit Win Credit Cards Finance 61

Saving Everyday

JULY 30, 2012

Education expenses seem to grow every year. Even prior to college, schools are requiring students to have all sorts of supplies. Though they bring in great education value, they cost a lot. Get a free credit score & chance to win $250 ~. Credit Sesame wants to help you ease the ‘Back to School” stress.

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Credit Win Credit Cards Finance 40

Finally Frugal

FEBRUARY 9, 2011

For the past couple of years, my refund has gone straight to debt repayment. Hopefully enough to make a smallish dent in my student loan debt, since I was only able to send $950 in that direction last month. Department of Education. And that's exactly where this year's refund will go, just as soon as I'm able to file!

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Taxes Frugal Debt January 45

For the Mommas

JULY 28, 2012

More details: Education expenses seem to grow every year. Even prior to college, schools are requiring students to have all sorts of supplies. Though they bring in great education value, they cost a lot. You can get a totally free credit report (thru Experian and enter to win $250.00). What does Credit Sesame do?

Credit 40

Credit Win Credit Cards Finance 40

The Frugal Girl

FEBRUARY 26, 2024

I came into adulthood struggling to pay my way through college and then struggling to repay student loans on a small salary. I was always in debt, which has been a tremendous source of shame for me. We’ve found free or low-cost ways for her to try a career before investing a lot of money in education. Marrying my husband.

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Daughter Green And Frugal Money Grandmother 130

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Using part of the money that is already earned is one way to not take up a second job and make higher education a viable option. When your children are college age, they can always get a private student loan. But those can saddle your children with debt for 20 years or more! Know Your Actual Budget.

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College Budgeting Budget Friends And Family Sale 100

The Frugal Girl

FEBRUARY 5, 2024

When the student loan interest accrual was paused due to the pandemic, we buckled down and paid them off. The weight of debt can be so heavy mentally in addition to the direct effects of it. The biggest would be the student loans. Did you ever receive any financial education in school or from your parents?

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Virginia Kids and Family Library Frugal 185

The Frugal Girl

NOVEMBER 13, 2023

I’d load up that dishpan with whatever gear and ingredients I needed, and carry it down to the one full kitchen in the entire dorm of 150+ students on the first floor. Did you ever receive any financial education in school or from your parents? Vanilla cupcakes I stored all my equipment in a dishpan in my dorm room. Yes to both!

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Kids and Family Parenting Cars Car 192

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.

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Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

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Debt Debt Free Pay Off Debt Finds 100

Savings Corner

DECEMBER 27, 2023

Best credit card for college students Earn triple rewards on everyday spending categories like dining, entertainment, streaming and groceries. If you carry debt, though, you’ll be charged interest. Low-interest and 0% credit cards These cards are best for those who expect to carry debt from month to month.

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Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

NOVEMBER 29, 2012

Whether you are aiming to protect your loved ones, to save for your child’s education, or to plan for your own retirement, you should have a road map that will guide you as you save and invest. Save Up For Your Child’s Education As Early As Possible. Sending a child to college is very expensive. One of the biggest.

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Life Insurance Financial Goals Insurance Taxes 203

For the Mommas

OCTOBER 21, 2014

When the restaurant owned by those relatives is about to be taken away because of debt troubles, Sayaka herself becomes the new collateral for the restaurant in order to get an extension on their loan repayment deadline…on the condition that she serve as the new “plaything” for Subaru, a famous model who doubles as an employee of the loan company.

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Home Debt Cheap Freezers 55