Prairie Eco-Thrifter

SEPTEMBER 13, 2011

Living your dream life debt free requires a simply task of going back to Grade 1 math lessons and applying the concepts. Likewise, in your adult life, you can think of the first number representing the source of your monthly income and the second depicting debt or expenses – you need to borrow from another in order to complete the operation.

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Debt Free Debt Emergency Fund Hobby 235

Family Balance Sheet

MARCH 28, 2014

I’m a numbers gal and I love to play around with numbers, so this week as I was preparing our April budget I decided to calculate how much interest we are paying each month with our debt payments. Column 2 = total monthly loan payment (columns 3 & 4 should equal #2). Just more motivation to kick our debt to the curb!

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Debt Making Motivation Calculators 113

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

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Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. While this may be one of the quickest ways to sock away money for the purpose of debt reduction, it’s likewise the least pleasurable.

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Debt Recession Unemployment Budgeting 157

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

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Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Debt Debt Free Finds Home 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

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Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Where are you from?

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Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

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Debt Debt Free Finds Goals 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

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Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete.

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Debt Debt Free Finance Goals 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

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Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. The number will most likely not cover everything, but if they decide to pursue options that cost equal to or less than the amount we want to give them, they’ll be in great shape.

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Financial Goals Goals Debt College 130

Savings Corner

APRIL 4, 2024

It represents the total debt against the home: both the original mortgage and the size of the new home equity loan or line of credit. Your home equity equals the current value of your home minus your current mortgage debt. However, the extra debt could make your mortgage lender a little nervous.

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Calculators Home Debt Fair-Trade 52

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

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Student Debt Debt Free Finds 100

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. How much debt did you pay off? What kind of debt was it? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What inspired you to get debt free?

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Credit Cards Debt Free College Debt 100

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. Basically, the formula is: ASSETS minus LIABILITIES equals NET WORTH And by the way, your income is not included in a net worth calculation. And when we say own, we include assets that you may still be paying for, such as a car or a house.

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Calculators Taxes Debt Consumer 52

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

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Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. How much debt did you pay off? What kind of debt was it? We were debt free before I was 30 , including our home. The only debt we had was a mortgage – however when we first got married we were stupid and bought a Mercedes. What inspired you to get debt free?

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Debt Free Debt Budgeting Budget 100

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? What are the top 3 – 5 ways you found money to put towards debt.

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Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Motherhood Moments

FEBRUARY 16, 2023

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. The newest example of the program’s extraordinary offerings lies in the 2023 Traditional Scholarships.

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Kansas City Kansas Student College 130

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Try to build your emergency fund up to equal 6-12 months of income, so you can safely cover your living costs in the event of a financial disaster. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there.

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Emergency Fund Insurance Debt Credit Cards 222

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

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Credit January Debt Credit Cards 52

Savings Corner

DECEMBER 23, 2023

Typically, it’s equal to one or two times your salary, or it may be a set amount like $50,000. Paying Off Your Debt and Expenses Life insurance is also important if your parents co-signed for your student loans or other debt, such as a car. Watch her story here.

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Life Insurance Insurance Graduation Financial Goals 52

Motherhood Moments

DECEMBER 12, 2022

I stumbled upon it,” says Knight, “and discovered that I was better at it than I thought I would be.” - Her debt to MTV. “I She created empowering odes to independence, liberation and equality — universal themes that have never been more relevant than they are today. It really has a life of its own.”

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New York City Music TV shows Dallas 100

Family Balance Sheet

FEBRUARY 19, 2022

Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action. Create our family’s financial goals and Debt Freedom Plan. Manage long-term savings, such as retirement, college savings. I also manage the finances of our business.

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Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.

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Credit Cards Credit Building Rent 234

Savings Corner

DECEMBER 27, 2023

Good-credit borrowers with low debt-to-income ratios often get the lowest rates. Without an origination fee, the interest rate equals the APR. Lenders determine your rate using your credit profile and history, income and existing debts. Borrowers with strong credit and income are more likely to qualify for large loan amounts.

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Calculators Credit Debt Nov 40

Family Balance Sheet

OCTOBER 20, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. This is where you assign every dollar of your monthly income to a category, so therefore, your income minus your spending will equal zero. Gift Giving Fund.

Finance 100

Finance Organic Organization Budgeting 100

Savings Corner

DECEMBER 24, 2023

or its affiliates, as well as Checking Plus and Ready Credit accounts, are not eligible for debt consolidation, and Citibank will not issue payoff checks for these accounts. Truist Bank is an Equal Housing Lender. Credit cards issued by Citibank, N.A. Some additional conditions and limitations apply.

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December CitiBank Puerto Rico Ranges 52

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In the case that shipment is not possible or is prohibitively expensive, a prize of equal value will be substituted less any applicable fees.

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Prizes Personal Finance Finance Giveaway 274

Savings Corner

DECEMBER 25, 2023

Closing costs are typically equal to 2% to 6% of the price of the home, which comes out to thousands (or tens of thousands) of dollars. What factors affect the amount you can borrow Lenders consider several factors in determining the amount you qualify for, including: Your debt-to-income ratio. Reduce debt; even a little.

Calculators 52

Calculators Illinois Credit Debt 52

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Spending more does not equal a happier holiday. A debt free holiday is a feeling that money can’t buy! Take an honest look and come up with the honest amount you have to spend.

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Budgeting Budget Holiday Debt 112