The Frugal Girl

FEBRUARY 26, 2024

I’m a huge fan of mystery novels and wondered what was involved in becoming a licensed PI in my state (a 60-hour training course and a culminating 3-hour exam). I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. I joke that it was my mid-life crisis. Marrying my husband.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Family Balance Sheet

MARCH 26, 2021

It might be best to use an account that isn’t linked to an ATM card, thus making it somewhat annoying to reach the funds, but not difficult when you do actually need them. I’m a big fan of online accounts, like Capital One 360 , that you will connect to your local bank. Be diligent about how you use this account.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

OCTOBER 23, 2011

Some of my recent posts at Money Crashers: "You have five minutes before you need to head out the door to make it to work on time, and you haven’t eaten anything for breakfast. Their "mission is to develop a community of people who try to make financially sound decisions. become a fan and 'like' FBS on Facebook.

Menu Planning 127

Menu Planning Menu Plans Breakfast Real Estate 127

Prairie Eco-Thrifter

JULY 4, 2011

Families are our rock, our support system, and our fans. I know I sometimes get bogged down with too many options and I can take forever to make a decision. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. If we make effort we will succeed. How about you? What do you think?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Do know that once my life stabilizes I will be back to being your support and fan on a regular basis. Paying off debt is hard to do. Read John’s post about his stumbles on the way to paying off his debt at The Money Principle. 11 Ways To Make Personal Travel More Sustainable And Less Polluting. Enough about me.

Fridays 165

Fridays Insurance Real Estate Debt 165

Family Balance Sheet

APRIL 12, 2013

"Debt is Dumb, Cash is King" - Dave Ramsey. He has successfully inspired thousands of people to a life free of credit cards and debt. If we could reduce our spending by 12-18%, we could put that money towards our debt. We are trying to figure out a system for when my husband needs to make a purchase. Thanks for reading.

Credit Cards 100

Credit Cards Credit Debt March 100

Family Balance Sheet

NOVEMBER 22, 2011

This means I need to be ready with craft supplies and ideas to make those long, “boring” days fun.". Their "mission is to develop a community of people who try to make financially sound decisions. become a fan and 'like' FBS on Facebook. Are you familiar with Money Crashers ? Thanks for reading. become a Twitter follower.

Entertainment 100

Entertainment Craft Crafts Real Estate 100

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. But we do need to review it more regularly to make sure we are on track to retire.eventually. The good news about making this list is that it has given me many blog post ideas for 2012! Our 2012 Financial Goals.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JANUARY 26, 2011

I work a budget around what comes in, what we spend and what I would like to spend, hopefully leaving some leftover to devote to more debt reduction or savings. Unfortunately money doesn't just grow on trees for us to use to reduce our debts or increase our savings. We have around 20 categories. It doesn't always work out in my favor.

Debt 147

Debt Renovation Leftovers Software 147

Family Balance Sheet

JANUARY 10, 2012

Column E = Monthly debt payment. How much do we want to reduce debt by? Did you make a 2012 goal to meet regularly with your spouse to discuss finances? become a fan and 'like' FBS on Facebook. How much do we need to save to get to our target. Column F = Loan balance. Column G = final due date of the loan.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

OCTOBER 12, 2018

What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. I am a big fan of grocery apps and Ibotta is my favorite. This money went into our regular checking account, but I’d like to start directing it towards our debt. Our mission: Live WELL On LESS Money.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

JANUARY 14, 2011

Click Here If you would like to receive FREE updates of FBS, there are four ways to do so: through your RSS Feed have updates sent to your email , become a fan and 'like' FBS on Facebook become a Twitter follower Disclosure: This post contains affiliate links. How to Take Control of Your Finances in 2011 at Get Rich Slowly. A must read!

Daughter 100

Daughter Debt Personal Finance Finance 100

Family Balance Sheet

APRIL 22, 2011

Buying our home, having children, and trying to become debt free have all had a hand in encouraging me to be a better steward of the environment. Some changes take time to make and some become routine rather quickly. When I was a college sophomore, I didn't even know how to cook scrambled eggs, let alone grow my own food.

Compost 127

Compost Composting College Home and Garden 127

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Make Clear Financial Goals {Together}. Do you want to eliminate your credit card debt? Write down your goals and make them visible. If possible, make it a kid-free meeting.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

FEBRUARY 22, 2011

Which comes first: saving for an emergency OR paying off debt? Many personal finance experts believe in building an emergency fund to $1000 to get started and then pay off consumer debt. Once that debt is paid off then start building up you emergency fund to your desired number. It is for emergencies. Thanks for reading.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

JANUARY 28, 2013

In addition, Mandi offers kitchen tips, information about choosing various ingredients, and more to empower your busy family to make your favorite pantry staples from scratch! become a fan and 'like' FBS on Facebook. Plan It, Don't Panic by Stephanie Langford. Hybrid Homemaker by Melissa Gorzelanczyk. become a Twitter follower.

Homemade 127

Homemade Meals Organic Organization 127

Family Balance Sheet

APRIL 1, 2011

Did you make some financial goals for 2011 back in January? If you didn't make any goals in January, take some time to plan for the balance of the year. It is a one page, visual reminder of our assets (checking, savings and retirement accounts), our liabilities (our debts) and our financial goals. Let us know in the comments.

Finance 127

Finance Financial Goals Goals Credit 127

Prairie Eco-Thrifter

JANUARY 28, 2011

So in an effort to make things a bit more manageable, I have decided to cancel my course for next month. I must say I am a fan of shorter mortgages. I think they keep you focused on paying your house off and make it harder for those who really shouldn’t buy a house to acquire one. Reducing Debt. Watson Inc.

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

MAY 21, 2012

As long as it’s not blatantly a sales gimmick, when you pin a photo that you love or one that inspires you to do something, make sure to check out where it’s linked to. Are you a fan of Pinterest? Utilizing this system has allowed me to amass a stylish, updated wardrobe at a fraction of the suggested retail price.

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

MAY 30, 2011

Oh yeah, and I am a huge Neil Diamond fan (just had to throw that out there)! As this is the start of my blogging adventure here at Prairie EcoThrifter, I thought it might be beneficial to let you all know what makes me tick… what makes me be able to be successful at leading a frugal life. That’s me, in a nutshell.

Frugal 157

Frugal Hobby Green And Frugal Home and Garden 157

Prairie Eco-Thrifter

AUGUST 26, 2012

You can make it fun for you kids by running a household scavenger hunt in which you reward you children for finding household items to donate, such as clothes, toys, books, old appliances, and canned goods. Stress the importance of saving and staying away from debt.

Thrifty 189

Thrifty Recycle Recycled Recycling 189

Prairie Eco-Thrifter

MARCH 14, 2011

Stephan Marks presents How to Make Money with Paid Surveys posted at Promo Code Center. Sandy presents Video: Beware of Illegal Debt Collection Practices posted at My Cheapass Blog , saying, “Some debt collectors will try anything to get you to pay, even some illegal tactics.func&#.

Frugal 150

Frugal Movies Finance Bills 150

Saving With Shellie

JULY 15, 2011

Like other similar programs, you aren’t going to makes tons of money doing this. Continue to pay down debt? :: Optional for Extra Entries. Leave a third separate entry saying you are a fan. Leave a fourth separate entry saying you are a fan. After you earn $30, you can request your first check.

Gift Cards 40

Gift Cards Giveaway Gifts Fridays 40