Family Balance Sheet

OCTOBER 23, 2011

The website strives to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more." Thanks for reading. become a fan and 'like' FBS on Facebook. The site is a wealth of information and I encourage you to go check it out. become a Twitter follower.

Menu Planning 127

Menu Planning Menu Plans Breakfast Real Estate 127

Family Balance Sheet

APRIL 12, 2013

"Debt is Dumb, Cash is King" - Dave Ramsey. He has successfully inspired thousands of people to a life free of credit cards and debt. If we could reduce our spending by 12-18%, we could put that money towards our debt. Thanks for reading. become a fan and ''like'' FBS on Facebook. That caught my attention.

Credit Cards 100

Credit Cards Credit Debt March 100

Family Balance Sheet

NOVEMBER 22, 2011

The website strives to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more." Thanks for reading. become a fan and 'like' FBS on Facebook. The site is a wealth of information and I encourage you to go check it out. become a Twitter follower.

Entertainment 100

Entertainment Crafts Craft Real Estate 100

Family Balance Sheet

JANUARY 26, 2011

I work a budget around what comes in, what we spend and what I would like to spend, hopefully leaving some leftover to devote to more debt reduction or savings. Unfortunately money doesn't just grow on trees for us to use to reduce our debts or increase our savings. We have around 20 categories. It doesn't always work out in my favor.

Debt 147

Debt Renovation Leftovers Software 147

Prairie Eco-Thrifter

JULY 4, 2011

Families are our rock, our support system, and our fans. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? Some people find themselves buried under student loan debt with little chance of ever paying it off.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Thanks for reading. become a fan and 'like' FBS on Facebook. Our 2012 Financial Goals. Finish Will. No more excuses. Just get it done! This includes our mortgage and my husband's student loan. Let us know in the comments.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JANUARY 10, 2012

Column E = Monthly debt payment. How much do we want to reduce debt by? Thanks for reading. become a fan and 'like' FBS on Facebook. How much do we need to save to get to our target. Column F = Loan balance. Column G = final due date of the loan. Column H = Interest rate or finance charge. become a Twitter follower.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

JULY 20, 2011

We certainly don't want to go into debt either. Just one more thing to save money for, but this will help you (and me) avoid going into debt when our appliances need replaced. Thanks for reading. I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. My main concern is that AC unit.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Family Balance Sheet

APRIL 22, 2011

Buying our home, having children, and trying to become debt free have all had a hand in encouraging me to be a better steward of the environment. Thanks for reading. When I was a college sophomore, I didn't even know how to cook scrambled eggs, let alone grow my own food. But I'm not perfect. Let us know in the comments.

Compost 127

Compost Composting College Home and Garden 127

Family Balance Sheet

FEBRUARY 22, 2011

Which comes first: saving for an emergency OR paying off debt? Many personal finance experts believe in building an emergency fund to $1000 to get started and then pay off consumer debt. Once that debt is paid off then start building up you emergency fund to your desired number. Thanks for reading. It is for emergencies.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JANUARY 28, 2013

The Hybrid Homemaker: A Guide to Personal and Financial Freedom is full of tips and strategies to show you -- step-by-step -- how to get out of debt, stick to a budget, make money doing what you love, shrug off the world’s burden of doing it all, figure out what matters to you and create a home where beauty and happiness appear through your actions.

Homemade 127

Homemade Meals Organic Organization 127

Family Balance Sheet

APRIL 1, 2011

It is a one page, visual reminder of our assets (checking, savings and retirement accounts), our liabilities (our debts) and our financial goals. Thanks for reading. The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband. You are entitled to a FREE copy of your credit report.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Do you want to eliminate your credit card debt? Thanks for reading. become a fan and 'like' FBS on Facebook. Although, it wasn't always that way. Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

MAY 24, 2011

Thanks for reading. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed become a fan and 'like' FBS on Facebook become a Twitter follower. Let us know in the comments.

North Carolina 170

North Carolina Kansas City Virginia Missouri 170

Prairie Eco-Thrifter

MAY 21, 2012

I’ve honed a much better sense of style thanks to the endless amounts of wardrobe inspiration floating around on Pinterest. Are you a fan of Pinterest? The cheap, easy projects I choose bolster my motivation and confidence to one day tackle even larger ventures. Has it helped you save money? If so, how?

Money 188

Money DIY Saving Money Saving 188

The Frugal Girl

FEBRUARY 26, 2024

I’m a huge fan of mystery novels and wondered what was involved in becoming a licensed PI in my state (a 60-hour training course and a culminating 3-hour exam). I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. I joke that it was my mid-life crisis. Marrying my husband.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

freestuff.tv

APRIL 5, 2011

1 Wish-Bone Dressing or Spritzer * Buy One Better Oats Oatmeal, Get One Free * $1/1 Ghiradelli Squares Chocolate Bag “like” on Facebook and Click on the “Fans Only” tab. * $1 off any Two Peeps Chocolate Items (New Link!) We want you to live the generous life, simple and debt free. off any one Murphy Oil Soap Product $0.25

Murphy's Oil Soap 109

Murphy's Oil Soap Blue Diamond Debt Free Wish Bone 109