Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Have you done any spring cleaning to your finances lately? Thanks for reading.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

OCTOBER 6, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. This summit runs January 9-13, 2017 and consists of 15 workshops over those 5 days. Toni Husbands of Debt Free Divas. 8 pm EST: TBD.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. January 2021 – I found $1681. Share your findings in the comments.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

JANUARY 10, 2012

A sunny day in the middle of January called us outdoors. I created our Family Balance Sheet years ago as a way for me to communicate the state of our finances to my husband. Column E = Monthly debt payment. Column H = Interest rate or finance charge. How much do we want to reduce debt by? There are no surprises.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. In January and February, my husband and I were contemplating replacing our 12.5

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

MARCH 12, 2015

7 Ways to Spring Clean Your Finances. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? I developed our family balance sheet years ago when I needed a way to talk to my husband about our finances. Are your ready to spring your finances? photo credit.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

JANUARY 7, 2011

As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. JD Roth over at Get Rich Slowly tells us how we can take control of our finances in 2011. Reducing Debt. Here are some of the hits from this week: Managing Money.

January 113

January Personal Finance Finance Green And Frugal 113

Prairie Eco-Thrifter

JANUARY 28, 2011

How to Save Money shares with us how we can keep our finances safe when buying items online. We personally use Quicken and we find it works great for reviewing our finances. Sustainable Personal Finance tells us how they make healthy lunches from home and save. Reducing Debt. What did you do? Managing Money. Going Frugal.

January 124

January 2010 Personal Finance Finance 124

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. 10.16% The average $30,000 HELOC rate as of the beginning of January 2024 — up from 7.62% in January 2023. What is a home equity loan? to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth. I created it as a way to communicate our finances to my husband.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Retirement lingo can get confusing if you are just starting out learning about finances. Punch Debt in the Face tells us why no spend challenges are for wussies. Personal Finance by the Book tells us how we can save money where we least expect it. Sustainable Personal Finance gives us the how to on installing a low flow toilet.

January 113

January February Debt Personal Finance 113

Prairie Eco-Thrifter

JANUARY 14, 2011

Canadian Finance Blog tells us how our spare change can really add up. Canadian Personal Finance Blog shares with us what he has learned about money management over the years. Bucksome Boomer shares with us how to revolutionize our finances using our savings. Reducing Debt. He just turned 50 this week. Happy bday!!!

January 113

January Personal Finance Green And Frugal Finance 113

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. ” I hear you. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

The Frugal Girl

FEBRUARY 18, 2024

In January, the four of us put together a long list of games we wanted to play, many of which were just gathering dust in the basement, and it has become a joint New Year’s resolution to get through all of them before the year is over! After I became a mother, finances became much more complicated. A freebie cabinet. helping out 7.

Kids and Family 186

Kids and Family Home and Garden Money Frugal 186

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

FEBRUARY 7, 2011

Jacob from My Personal Finance Journey shares tips about how he saves big money on food and beverages at Saving Money On Food & Drinks at Happy Simple Living. Derek from Life and My Finances shares his parents’ story and best lesson with Paying Off Your Debts Early at Retire By 40.

Swap 113

Swap Personal Finance Finance Saving Money 113

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. We have more stable careers, we have no debt (other than our mortgage), and we own a home. I knew his determination and focus was something to remember, but I never thought of it in relation to finances. Reducing Debt.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

MARCH 25, 2011

Sustainable Personal Finance. He also blogs about multiple topics, not just personal finance, which gives his blog an added appeal. His slogan is “I blog about finances, health and the environment, and try to focus on the places where they all intersect.&# Canadian Finance Blog. Broke Professionals.

Personal Finance 138

Personal Finance Finance Green Debt 138

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Look at your finances in an honest light. Disposable income would be what is left after all of your bills for the month of November, December, and even January are paid.

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

OCTOBER 15, 2021

We want to assist them in financing their college years and we needed to make some progress. Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner.

College 130

College Used 2020 Saving 130

Finally Frugal

SEPTEMBER 10, 2012

Here's a more organized update (and then I'll explain my dilemma): Here's where things stand now, in early-mid September 2012: Second Mortgage Debt: $31,400::::$25,176. Student Loan Debt: $61,762::::$29,318. Primary Mortgage Debt: $167,500::::$154,209. Student Loan Debt: $61,762::::$39,070. What would you do?

Debt 45

Debt Student Taxes January 45

Prairie Eco-Thrifter

FEBRUARY 11, 2011

The Canadian Personal Finance Blog shares with us 10 lists he hopes none of us follow when it comes to our money management. Canadian Dream shares with us the stages of personal finance. Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Reducing Debt.

February 113

February Finance Personal Finance Money 113

Finally Frugal

MAY 30, 2012

My goal is to pay my loans down to $20,000 by the end of the year (an ambitious goal, for sure) so in January I can sell my stock and pay it all off once and for all! So for those of you out there who are in debt up to your eyeballs (or armpits, or belly button. Student Loan Debt: $61,762::::$39,070. this CAN be done.

Debt 40

Debt Student TV shows Goals 40

Prairie Eco-Thrifter

JANUARY 21, 2011

Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Bucksome Boomer tells us how we can revolutionize our finances when it comes to insurance. Sustainable Personal Finance tells us how we can make our own cleaning products. Reducing Debt.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Take a moment to watch them.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

MARCH 3, 2011

The Centsible Life shares with us 5 tips for managing the family finances. My hubby and I sit down and talk about our finances once a week. How do you manage your family finances? Free Money Finance shares with us why instant gratification is killing us. Reducing Debt. Life and My Finances- $50 at Amazon.

February 140

February Family March Finance 140

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1. We wanted to enter into marriage debt free. (He Where are you from? in 14 months.The

Debt Free 235

Debt Free Debt Mom Goals 235