Remove Debt Remove Financial Goals Remove Property Taxes Remove Taxes
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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. After the first year, the new business debt weighed on me. Our non-mortgage loans totaled over six figures.

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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. We could afford a camping trip, we could pay our tax bill on time, and we could pay cash for Christmas, but we needed to PLAN for it. . Color in the blocks as you hit your goals.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You can use these funds as retirement income, to pay medical bills or for any other goal. Debt consolidation refinance Caret Down Like cash-out refinances, debt consolidation refinances give you cash.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A zero-based budget is planning for every single dollar of after-tax income.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Alan and I, by choice, bought land in an area with low property taxes. What’s the easiest/hardest part of being frugal?

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. You may need to submit additional paperwork as your lender completes the process, such as bank statements, tax returns or additional proof of income, so keep your paperwork organized. Keep your finances and credit in good shape from preapproval until closing day.