Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? Total, we paid off $175K in 2 years!! 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. She blogs about at Careful Cents where she helps creative freelancers and solopreneurs make a living from their craft. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Tell us about you and your family.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

AUGUST 4, 2014

Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. What inspired you to get debt free?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? Meet Angela.

Debt 100

Debt Debt Free Budgeting Budget 100

Motherhood Moments

JANUARY 24, 2023

Here at Frugal Focus , we know how important it is for you to find the perfect home, so we have some tips for how you can get a great deal before you sign the dotted line. Weigh the Pros and Cons of a Home Warranty Another cost consideration you will need to make is deciding if you will invest in a home warranty or not.

Money 130

Money Home Real Estate Warranties 130

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

MARCH 5, 2021

Finding extra money has become a game for me. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Honestly, it was months in the making, but at one time, I didn’t think I would ever see the money. Where did you find extra money in February?

February 257

February Money Airline Flights 257

Family Balance Sheet

MAY 4, 2021

Finding extra money is a game for me. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. How much debt did you pay off? What kind of debt was it? It was time to make a change.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. Average personal loan interest rates by credit score People with good or excellent credit may find average loan interest rates in the low double digits. percent as of March 27, 2024.

Debt 52

Debt Bank Banking Credit 52

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Are you feeing overwhelmed with the number of bills or creditors you have to pay off? Like many of us who have previously been in debt, I know how difficult financial management can be. See where you can make cutbacks. There are various ways you can do this. Consider consolidating.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

APRIL 2, 2021

Finding extra money is a game for me. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January and February were stellar months with finding money. I calculate the per-hour rate from my plasma donations to make sure it’s a good use of my time.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt.

Student 100

Student Debt Debt Free Finds 100

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. You’ll receive the funds in a lump sum, then make regular monthly repayments amortized over the term of the loan, typically as long as 30 years.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

JUNE 4, 2021

Finding extra money is a game for me. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Ok, so May wasn’t my greatest month for finding extra money. I calculate the per-hour rate from my plasma donations to make sure it’s a good use of my time.

Money 130

Money May Donation 2020 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. She hit that goal in September 2016.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JUNE 6, 2013

It really makes me happy. My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. I thrive in the heat and sunshine.

Debt 145

Debt Fridays Win Green And Frugal 145

Savings Corner

DECEMBER 27, 2023

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Those with fair to bad credit (scores below 690) may have to look a little harder and pay a higher rate for a personal loan. If your lender charges this fee, make sure the final loan amount will be enough to cover your expenses.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. towards our debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. Barry is a woodworker in his spare time and I cook – I wish I did more, but sometimes I even find it hard to take a shower, so it’s not my time for adding new activities.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Pretty soon, though, you are likely to find that not everything is perfect all the time. Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Even if you have largely separate finances, it still makes sense to arrange for some shared spending.

Money 252

Money Finance Motivation Goals 252

Prairie Eco-Thrifter

MAY 1, 2013

Rules of thumb are often used to make various financial decisions. While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. Instead, really think about your individual situation, and make choices based on the possibility that things could go wrong.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Savings Corner

APRIL 4, 2024

Getting a business loan requires careful research and consideration to make sure you’re choosing the best funding option for you. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments.

Bank 40

Bank Banking Credit Finance 40

Family Balance Sheet

APRIL 2, 2022

I want to make sure we have time to squeeze everything in and the funds to do it all. Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. This info will help you make plans for next year. After a long winter, are you dreaming of blue skies and sunny days?

Budget 130

Budget Budgeting Friends And Family Sale Home and Garden 130

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 4, 2011

I know I sometimes get bogged down with too many options and I can take forever to make a decision. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. If we make effort we will succeed. Sometimes a charitable contribution can make a direct impact on your life and others. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). Do you really need cable television or can you make do without? Paying Off Debt.

Monitors 40

Monitors Credit Debt Consumer 40

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Before we get to my tips, I want to stress that no matter what savings tips you decide to try, make sure that you aren’t spending more to save. Make Your Own Foamy Hand Soap.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Prairie Eco-Thrifter

OCTOBER 15, 2011

How is it possible that a couple making $200K don’t know where $60K is going every year? Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site. There were 50 submissions this week. In no particular order….

October 200

October 2011 Finance Personal Finance 200

Saving Cents With Sense

FEBRUARY 17, 2016

Talk with your human resources department to find out the window during which you can sign up your new spouse to your coverage. These windows are usually small and gone in the blink of an eye; if you miss it you’ll have to wait until the next open enrollment period to make any necessary changes. Paying Off Debt.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. You can find that here: [link].

Budget 133

Budget Budgeting Financial Goals Goals 133

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. And as an added bonus, leftovers make a great lunch the next day. Make a rule that you can’t buy it for at least 30 days after you put it on the list. Look for ways to do it cheaply, by making a gift. 20 Tips for Frugal Living.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49