Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Because refinancing can cost thousands of dollars, make sure refinancing has a tangible financial benefit to you and that you’ll stay in your home long enough to recoup the fees.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Family Balance Sheet

OCTOBER 10, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Does your property tax bill give you anxiety? How were we going to find the funds by the due date? property & school taxes – due yearly.

Finance 100

Finance Property Taxes Organic Organization 100

Prairie Eco-Thrifter

MAY 1, 2013

Rules of thumb are often used to make various financial decisions. While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. And what happens when you add in property taxes, utility, home insurance, and maintenance? Your circumstances might change.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

MAY 26, 2011

This usually leads to an increase in your real estate taxes! Increases in your assessed value can sometimes be negotiated downward, saving you tax money. In some cases, just making a call to the county to ask about the increase will get it lowered. Based on what you find out about why your value rose, do some research.

Real Estate 160

Real Estate Taxes Office Property Taxes 160

Savings Corner

DECEMBER 25, 2023

Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. Typically, lenders will want your total debts to account for no more than 36% of your monthly income. Be a tactical buyer.

Calculators 52

Calculators Illinois Credit Debt 52

Savings Corner

APRIL 4, 2024

Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure. The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 24, 2023

Doing so will empower you to make the best decisions for your family — and your wallet. Make a list of what’s important to you in a home. Analyze whether it makes sense for you financially. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

MARCH 4, 2024

Many people don’t have the mentors I had in my parents, and they find themselves in financial trouble as adults simply due to a lack of knowledge. Even though Alan was an IT professional by trade, his logical mind also understands what makes all kinds of mechanical things work, and he can repair just about everything I break.

Green And Frugal 182

Green And Frugal Kids and Family Hotel Frugal 182

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. You can find that here: [link].

Budgeting 133

Budgeting Budget Financial Goals Goals 133