Family Balance Sheet

MAY 4, 2021

Finding extra money is a game for me. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. Average personal loan interest rates by credit score People with good or excellent credit may find average loan interest rates in the low double digits. percent as of March 27, 2024.

Debt 52

Debt Bank Banking Credit 52

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We had been paying on it our entire marriage, but could not afford to pay too much above the minimum payment requirement. Downsizing.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JUNE 4, 2021

Finding extra money is a game for me. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Ok, so May wasn’t my greatest month for finding extra money. Oh well, I thought–I can sleep in that weekend. Where did you find extra money in May?

Money 130

Money May Donation 2020 130

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. She hit that goal in September 2016.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

DECEMBER 27, 2023

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Those with fair to bad credit (scores below 690) may have to look a little harder and pay a higher rate for a personal loan. Find a co-applicant. What are personal loan rates? 1, 2023, through Nov.

Debt 40

Debt Home Improvement Consumer Credit 40

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Pretty soon, though, you are likely to find that not everything is perfect all the time. Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Being wary of debt (and paying it down if you have it). Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. towards our debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

MAY 1, 2013

While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. If you lose your job, or encounter another financial setback, 30% of your income might be too much to handle for a mortgage payment — especially if you have other debt.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We paid off $7,665 worth of credit cards, school loans and a car loan.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Career-wise while I studied biology at university I came out to find very few opportunities in my field. How much debt did you pay off? What kind of debt was it? Where are you from?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. Find a Financial Professional you can trust. The plan hangs on our refrigerator.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family.

Debt 227

Debt Debt Free Financial Goals Goals 227

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. You can end up well ahead in the long run. Find all kinds of fun activities you can do at home. 20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less. Batch your errands.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. I had planned to pay it all off in 2.5 What inspired you to get debt free? Tell us about yourself. Where are you from?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Saving Cents With Sense

FEBRUARY 17, 2016

Talk with your human resources department to find out the window during which you can sign up your new spouse to your coverage. Depending on your tax bracket and whether or not you have comparable incomes, you might find that the two of you will owe more in income taxes. There are some tax benefits to be aware of as well.

Taxes 40

Taxes Debt Finance Wedding 40