Family Balance Sheet

DECEMBER 29, 2020

One January, we received a very large credit card bill in the mail. When the following Christmas rolled around, we were able to use cash and slept quite soundly in January knowing there wouldn’t be any large bills in our mailbox. You might already have this spreadsheet since it’s free for joining my newsletter community.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Read more about Shannon’s debt free journey. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We want to achieve our financial goals, but still enjoy life. To read more about our experience, read How to Get a FREE Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Prairie Eco-Thrifter

JANUARY 28, 2011

As some of you know, one of my goals for 2011 is to become a certified fitness professional. The goal was to be certified by summer. By freeing myself up for those three days, we can get a lot on our list done without experiencing pure exhaustion. By May,the whole house will be clutter free and organized. Reducing Debt.

January 124

January 2010 Personal Finance Finance 124

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

OCTOBER 15, 2021

My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner.

College 130

College Used 2020 Saving 130

Family Balance Sheet

JANUARY 10, 2012

A sunny day in the middle of January called us outdoors. When my husband and I are focused on our goals , we nail them. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Column E = Monthly debt payment. How much do we want to reduce debt by?

Finance 138

Finance Financial Goals Goals C&H 138

The Frugal Girl

FEBRUARY 18, 2024

Before kids, I spent my free-time volunteering at a stray rescue shelter for dogs. In January, the four of us put together a long list of games we wanted to play, many of which were just gathering dust in the basement, and it has become a joint New Year’s resolution to get through all of them before the year is over! helping out 7.

Kids and Family 184

Kids and Family Home and Garden Money Frugal 184

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

APRIL 1, 2011

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. If you didn't make any goals in January, take some time to plan for the balance of the year.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

MARCH 12, 2015

Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. 7 Ways to Spring Clean Your Finances.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. ALSO our 2019 Financial Goal!). We’ve been working since 2013 to pay off a boat load of non-mortgage debt.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. We still refer to it often to remind ourselves of our goals and objectives. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving Cents With Sense

JANUARY 18, 2012

I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Pay off Debt? The truth is that it is easy to start goals, and much more challenging to follow through. Lose Weight? Measurable.

Goals 55

Goals Pay Off Debt January Gardening 55

Finally Frugal

MAY 30, 2012

My goal is to pay my loans down to $20,000 by the end of the year (an ambitious goal, for sure) so in January I can sell my stock and pay it all off once and for all! So for those of you out there who are in debt up to your eyeballs (or armpits, or belly button. Student Loan Debt: $61,762::::$39,070. A LOT of it.

Debt 40

Debt Student TV shows Goals 40

Prairie Eco-Thrifter

FEBRUARY 18, 2011

I also find that setting goals makes a difference. We have more stable careers, we have no debt (other than our mortgage), and we own a home. We wrote down a list of our current expenses, our current goals, and where we are at. Reducing Debt. Frugal Dad shares with us 10 Side Hustles that we can use to pay off our debt.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

DECEMBER 7, 2011

He became a hoarder, he has not worked in years, he feels unemployable and his house is now encumbered with debt and will soon be put up for a tax sale. Resource: Free Job retraining programs . Try to set at least one solid and realistic goal that you feel you can accomplish to start getting to that new direction.

Holiday 183

Holiday Friends And Family Sale At&T Giving 183

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 11 – Find free entertainment. 12 – Do It Yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JANUARY 21, 2011

Balance Junkie discusses the January effect and shares 10 ways we can improve our financial situation in 2011. Reducing Debt. If you do get a raise, put it towards your debt so you can be one step closer to financial freedom. Deliver Away Debt shares with us tips on how we can stay out of debt in 2011.

January 124

January Emergency Fund Personal Finance Finance 124

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! My daughter and I are gluten free due to celiac and changing to a healthy grain free sugar free way of cooking has become a big passion of mine over the last couple of years. How much debt did you pay off? Where are you from?

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

MARCH 3, 2011

Just like Money Ning mentioned, we can splurge sometimes without it ruining our goals. Free Money Finance shares with us why instant gratification is killing us. We are on a saving path, one that has us debt free and retiring early. Reducing Debt. Wealth Pilgrim - Free Money Consultations.

February 140

February Family March Finance 140