The Frugal Girl

FEBRUARY 18, 2024

The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. At the time, I thought my income would quickly increase and everything would be easy to pay off, but I spent the second half of my twenties paying off that debt. My garden.

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Kids and Family Home and Garden Money Frugal 181

The Frugal Girl

FEBRUARY 26, 2024

That’s when I was blogging at Smart Green Tips ( here’s a link to a cached page with a post about my organic garden — I sold the domain years ago). I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. Fun fact: J.D. let me guest post on Get Rich Slowly once.

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Daughter Green And Frugal Money Grandmother 130

Family Balance Sheet

JUNE 17, 2018

My Downsized Garden. Last summer, I made the decision to drastically reduce the size of my vegetable garden. For many years on the blog, I wrote extensively about my garden. I followed the Square Foot Gardening technique and it served me well for many years. We want to be debt free.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

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2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

JULY 9, 2013

Every night I dried the dishes (Mom washed), every weekend in spring, summer and fall I trimmed up the grass around the house, gardens and trees with the hand clippers. They had low paying jobs and huge debt loads. Credit card debt has put both of my parents through hell. His lesson learned: “Avoid credit card debt.

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Used Parenting Credit Cards Debt 228

The Frugal Girl

JANUARY 29, 2024

We also grow a large garden & lots of flowers, fruit trees & a 100-year-old grapevine. I seriously overextended on planting and underestimated how much work my dad used to do so hopefully I’ve learned from my mistakes & will not kill myself in the garden this year!

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Arkansas Frugal College Kids and Family 177

The Frugal Girl

NOVEMBER 13, 2023

Can’t believe I live here – a lake near my house Because I’ve lived so many different places, I’ve seen first-hand how good use of available resources can really improve overall community experiences, such as community gardens that utilize city-wide composting programs, to libraries, cycling infrastructure.

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Kids and Family Parenting Cars Car 186

Prairie Eco-Thrifter

OCTOBER 5, 2011

If you can do without a cell phone, or if you use a cleaner/gardener or any other service that you can now do yourself as you have time, cut it. 7.) Pay only the minimum on debts. Until you have a job again, focus on keeping your financial reserves, as you may end up regretting paying that extra $20 a week off your debt.

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Unemployment Debt Job Loss Money 200

freestuff.tv

APRIL 4, 2011

We want you to live the generous life, simple and debt free. Plus you could instantly win hundreds of great prizes from Miracle-Gro. Contest ends 1 July. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you.

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Sweepstakes Massachusetts Debt Free Home and Garden 109

The Frugal Girl

FEBRUARY 5, 2024

The weight of debt can be so heavy mentally in addition to the direct effects of it. Luckily, my little is starting to enjoy some of these activities – like picking the peaches from our tree, grocery shopping, baking/cooking, and gardening and I love spending time with her doing these activities too!

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Virginia Kids and Family Library Frugal 180

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Who has started their garden? Paying off debt is hard to do. Read John’s post about his stumbles on the way to paying off his debt at The Money Principle. My current lack is just temporary. Enough about me. What interesting stuff are you all up to for the weekend? Any one heading somewhere warm for a winter vacation?

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Fridays Insurance Real Estate Debt 165

Family Balance Sheet

OCTOBER 12, 2018

Sunday: burgers, tater tots, fresh fruit, garden salad. garden salad. This money went into our regular checking account, but I’d like to start directing it towards our debt. , my private Facebook group, we are challenging ourselves to plan our meals around what we already have in the pantry and/or freezer. from Ebates.

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Frugal Freezers Friends And Family Sale Financial Goals 100

Prairie Eco-Thrifter

MARCH 24, 2013

Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. When you have low income, little savings, not much time to accumulate or lots of debt, you probably don’t want to be investing at high risk levels, according to Invesco. Set your financial goals.

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Financial Goals Goals Money Real Estate 222

The Frugal Girl

NOVEMBER 6, 2023

We’re not good gardeners but we planted a lot of trees for the shade and beauty. Once I was out of college, without debt, I had the freedom to make choices about what I would do and where I would work. My favorite tree – a bald cypress. What single thing has saved you the most money over time? That is priceless.

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Kids and Family Money Home and Garden Frugal 184

For the Mommas

MARCH 23, 2011

You can download The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams for free. Free Kindle Ebook: Leota’s Garden. Yet another Free Kindle Book ! Remember, the prices change frequently so make sure it is still $0.00 when you check out. Click to Visit Saving Everyday. Share This!

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Simple Debt Netflix Computers 76

Family Balance Sheet

APRIL 22, 2011

Buying our home, having children, and trying to become debt free have all had a hand in encouraging me to be a better steward of the environment. When I was a college sophomore, I didn't even know how to cook scrambled eggs, let alone grow my own food. Honestly, most of the change for me has transpired in the past 10 years, not 20 years.

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Compost Composting College Home and Garden 127

For the Mommas

JULY 2, 2012

With his help, you can get out of debt, start moving forward, and build the strong personal community that offers true happiness—no matter what happens to the economy. National Public Gardens Day: Free Admission May 11th. Note: Please check the price of this book before you download, as prices on Amazon change frequently.

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Simple ING Direct Personal Finance Economy 63

Prairie Eco-Thrifter

MAY 30, 2011

And for fun, I study new ways to save money in my life (yeah, seriously, I find that fun… ), garden, and spend time with my wonderful pets. I don’t allow myself to have credit card debt, so I have to have the cash to back up all my purchases. I am a beach bum who, by accident of birth, does not live at the beach. Think again!

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Frugal Hobby Green And Frugal Home and Garden 157

Saving In Akron

OCTOBER 14, 2011

From the Garden to the City by John Dyer. Debt Free Holidays Handbook. Crest 3D White Toothpaste and Crest 3D White 2-Hour Express Whitestrips. Kleenex Cool Touch Tissues (Send and Receive a Pack). Halloween Photo Card Templates. Thanksgiving Cookbook by Gooseberry Patch. Quilt Pattern Downloads. Thanksgiving/Fall Kit. Orvis Stickers.

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Freebie Friday Freebies Fridays Beech Nut 113

For the Mommas

APRIL 30, 2012

Amazon is offering In The Garden of Good and Evil book for $.99 “Savannah owes Jim Williams an enormous debt of gratitude for his remarkable restoration of historic houses. ” Download In the Garden of Good and Evil to your Kindle or free Kindle Reading app. 99 for a limited time. No related posts.

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Boys Gratitude Debt Gardening 64

Prairie Eco-Thrifter

AUGUST 6, 2012

Trimming back bushes and weeding the garden can do the same, and at the end of the day you’ll be tired, sore, and satisfied. How Can Thriftiness Become a Debt Relief Option? Guest Post Author Bio: Ryan is a contributory writer associated with the Debt Consolidation Care Community and has written several.

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Green Frugal Cycle Green And Frugal 202

Saving In Akron

NOVEMBER 18, 2011

Below is a list of photo and gift deals brought to you by Crystal at Coupon Out of Debt to help you save money on all of your photo needs. Ink Garden. With the holidays coming, we're all in need of cards, calendars, invitations, and gifts. Expires November 23. New customers get 50 free 4X6 prints just for signing up. Ends 11/21.

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Photos Gifts November Minneapolis 138

Prairie Eco-Thrifter

MAY 8, 2011

I did this yeas ago when I was in debt and it made paying off the debt a reality. Tax Debt Help presents Savers Tax Credit: Get Rewarded for Retirement. Boomer presents Organic Food Gardening. She was still struggling with college credit card debt. Money Reasons presents Paying Expenses From Dividends.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Nicoles Nickels

NOVEMBER 30, 2011

Below are the current photo deals across the web, as compiled by Crystal at Coupon Out of Debt. Ink Garden- Get Cheap Christmas Gifts! Order your 10 Stationary Cards or 20 Photo Cards From Ink Garden for just a $1! Shop Ink Garden here. Design your mug at Ink Garden here. See this deal here. See this deal here.

Photos 49

Photos Jacksonville Gardening Garden 49

Family Balance Sheet

MAY 24, 2011

Maven of Savin' Manchester, New Hampshire - Common Sense with Money Western Maine - Bubblegum and Lollipops Mid-Atlantic Erie, Pennsylvania - Growing Kids Ministry Gettysburg, Pennsylvania - Somewhat Crunchy Harrisburg, Pennsylvania - Family Balance Sheet Buffalo/Niagara Falls, New York - Coupons, Deals and More New Jersey - Oh!

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North Carolina Kansas City Virginia Missouri 170

Prairie Eco-Thrifter

MARCH 3, 2011

We are on a saving path, one that has us debt free and retiring early. Reducing Debt. I know so many people who can’t seem to get out of debt while raising a family. This post has provided a new opportunity that we can consider that may make having children debt free possible. Investing Wisely.

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February Family March Finance 140

Prairie Eco-Thrifter

MARCH 10, 2011

Reducing Debt. Eventually you will have to pay off your debt and if you have let it get out of control, you are going to be in for a real surprise. I say, set your priorities and pick your purchases wisely and by doing so you can avoid debt for good. I am so happy that people like Mr. SPF are making the choice to get healthier.

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Personal Finance March Finance Family 133

Nicoles Nickels

DECEMBER 23, 2011

FREE Better Homes and Gardens Subscription. FREE Audio Lesson: David Ramsey “Dumping Debt” FREE ebook “The Mouse and the Christmas Cake” FREE Avery Templates. Here are this week’s FREEBIES and great deals : FREE Downloadable/Printable Holiday Gift Tags. FREE Baby Talk Subscription. FREE Video From Santa.

Fridays 49

Fridays Freebies December Home and Garden 49

Prairie Eco-Thrifter

MARCH 14, 2011

SillySimple presents Frugal Gardening: Seed Starting Part I posted at Silly Simple Living. Sandy presents Video: Beware of Illegal Debt Collection Practices posted at My Cheapass Blog , saying, “Some debt collectors will try anything to get you to pay, even some illegal tactics.func&#.

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Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

AUGUST 22, 2011

This will collect rainwater from the roof, which you can use to do tasks such as watering the garden and washing the car. 5 Ways to Reduce Your Debt. Switching your current shower head for one that is more water efficient can have a big impact on your water bills, especially if you shower every day. Get a rain barrel. Money Management.

Bills 224

Bills Appliances Home and Garden Green 224

Saving Cents With Sense

JANUARY 18, 2012

Pay off Debt? Begin a new garden this year and maintain it. Unfortunately, since I was 8 months pregnant last year, my garden did not last. I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set.

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Goals Pay Off Debt January Gardening 55

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

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Emergency Fund Money Finds Friends And Family Sale 130

Nicoles Nickels

DECEMBER 30, 2011

Here are this week’s FREEBIES and great deals : FREE Gardens Alive Catalog. FREE Audio Lesson: David Ramsey “Dumping Debt” FREE ebook “The Mouse and the Christmas Cake” FREE Avery Templates. FREE Men’s Outdoor Workout. FREE ebook Fairy Tale’s Every Child Should Know. FREE ebook Chilli Cookbook.

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Freebies Fridays Frito lay January 40

Prairie Eco-Thrifter

AUGUST 26, 2012

Go hiking and camping and show them the beauty of the outdoors (and teach them to leave trails and campsites better than when you arrived) Plant a garden with your children to give them a tangible example of how much fun growing your own food and eating healthy can be! Stress the importance of saving and staying away from debt.

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Thrifty Recycle Recycled Recycling 189

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

OCTOBER 4, 2011

The strategies did keep us out of debt however, and instilled in us habits of self-reliance, attitudes of ‘we can do that’ and a measure of life-long thriftiness that we might not otherwise have had. Weeding gardens $150 a year for 40 years totals $6000. How I avoided spending an estimated $635,961 over the last 40 years.

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Home and Garden Cars Car Re-use 198