Family Balance Sheet

APRIL 12, 2013

"Debt is Dumb, Cash is King" - Dave Ramsey. He has successfully inspired thousands of people to a life free of credit cards and debt. We used them for everything, from groceries and restaurants to gas and clothing and everything in between. If we could reduce our spending by 12-18%, we could put that money towards our debt.

Credit Cards 100

Credit Cards Credit Debt March 100

Savings Corner

JUNE 13, 2024

Low-interest and zero-interest introductory offers give cardholders more time to pay down debts or make large purchases without added interest costs. You can earn rewards at either a flat rate on all purchases or higher rewards rates for specific spending categories like dining or gas.

Credit Cards 52

Credit Cards Credit Credit Card Rewards Rewards 52

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. Stop making excuses, don’t justify your situation and avoid adding more debt into the mix.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

FEBRUARY 25, 2013

No, gas stations are not selling dirty gas, but some gasoline varieties are cut with more ethanol than others. Guest Author Bio: Author Jerry Coffey, a long-time debt addict, paid off over $10,000 in credit card in two years through frugal-living and sound money management. Gasoline Purity.

Fuel Economy 186

Fuel Economy Gasoline Fuel Economy 186

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

APRIL 14, 2013

Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. Avoiding the unnecessary things like extra trips to the store can help you save on gas or transportation expenses, and limiting the times that you eat out can actually do a lot for your finances.

Money 273

Money Cable Service Budgeting Budget 273

Family Balance Sheet

JANUARY 26, 2011

Do you know much you spend on groceries, gas for your car or even your mortgage? I work a budget around what comes in, what we spend and what I would like to spend, hopefully leaving some leftover to devote to more debt reduction or savings. Do you know how much cash comes in each month? Do you know how much cash leaves every month?

Debt 147

Debt Renovation Leftovers Software 147

Prairie Eco-Thrifter

APRIL 13, 2011

Scammers Staging as Credit Card Debt Specialists. A lot of people are in debt these days and are looking for ways out. They then invite the victim to use their service to reduce their interest rates and credit card debt payments. The Gotcha’s of Gas Credit Cards. Beware of Credit Card Skimmers. What happened?

Credit Cards 145

Credit Cards Credit Debt Identity Theft 145

Saving Cents With Sense

DECEMBER 20, 2013

Although gas prices have been lower lately, hovering around $3.20 Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Look for sources of cash that you can tap into and pay down debt. Photo by Upupa4me via Flickr.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

JULY 20, 2011

We certainly don't want to go into debt either. Not all appliances need to be serviced, but we do have our AC unit and our two gas fire places serviced yearly. Just one more thing to save money for, but this will help you (and me) avoid going into debt when our appliances need replaced. My main concern is that AC unit.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. If we all used less gas and walked more we would not only improve our financial picture but we will be healthier too. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt.

Personal Finance 219

Personal Finance Finance Debt Money 219

Savings Corner

DECEMBER 25, 2023

Be sure to factor in costs like maintenance, gas and insurance in addition to loan or lease payments. Lenders will look at your debt-to-income ratio, or DTI. Selecting a car with good gas mileage will save you money each month and could help you maximize any employer mileage reimbursements.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

OCTOBER 5, 2011

Also compare electricity, water, gas, phone, internet and other services you have. 7.) Pay only the minimum on debts. Until you have a job again, focus on keeping your financial reserves, as you may end up regretting paying that extra $20 a week off your debt.

Unemployment 200

Unemployment Debt Job Loss Money 200

Prairie Eco-Thrifter

JULY 8, 2013

This is at a time when I was struggling with paying my tuition, my rent, groceries, gas, and insurance, and was in a lot of credit card debt , so every penny counted back then and that $20 leaving my wallet felt like a lot more. At a really low point in my financial life, I lent a friend $20 because she forgot her wallet.

Money 264

Money Credit Cards Credit Advantage 264

Family Balance Sheet

OCTOBER 12, 2018

This money went into our regular checking account, but I’d like to start directing it towards our debt. I LOVE the reprieve from high gas/electric bills. I’m keeping track of any found money and my tally for the month is $78.59. Here’s what I’ve found recently: $17.60 from Ebates. from Ibotta rebate.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

For the Mommas

JANUARY 20, 2016

You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! More purchases equals more spent money equals more credit card debt. If you do spend that much, can you pay off the debt?

Credit Cards 40

Credit Cards Credit Debt Equal 40

Saving Cents With Sense

FEBRUARY 28, 2014

With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 Cars represent a significant chunk of your budget, with car payments, repairs, maintenance, insurance, and gas. According to the Consumer Financial Protection Bureau, student loan debt has surpassed $1 trillion.

Parenting 81

Parenting Economy Student Cars 81

Saving Cents With Sense

JUNE 2, 2011

Make sure that when the pump clicks off you just handle back and tighten your gas cap. BIO: Tracie helped her family eradicate more than $37,000 in debt. When they are underdeflated, they pose a safety risk. Not only that, they can also make you burn more gasoline. Don’t top off your tank. Clean out your trunk.

Fuel 103

Fuel Gasoline Missouri Saving 103

Prairie Eco-Thrifter

JANUARY 7, 2011

Frugal Dad shares tells us how we can be prepared for the $5 per gallon gas hike. Reducing Debt. Mrs. Not Made of Money shares her wisdom on how we can cure a hangover, a debt hangover that is. Financial Highway shares with us 3 ways we can actually save money all year long. Now how about that?! Going Frugal. Investing Wisely.

January 113

January Personal Finance Finance Green And Frugal 113

Finally Frugal

JANUARY 17, 2011

I'm pretty sure I've mentioned my 15 (almost 16) year old 'beater' car, which I'm trying to keep running until I'm debt-free. For the last few months, I've noticed some 'sputtering' in the engine when I put my foot on the gas after changing gears. My debt 'earns' between 8.25% and 8.9% My debt 'earns' between 8.25% and 8.9%

Emergency Fund 45

Emergency Fund Debt Cars Car 45

Savings Corner

FEBRUARY 2, 2024

You’ll earn bonus cash back at restaurants and gas stations with no activation required and no rotating categories to keep track of. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. You’ll make more progress toward eliminating your debt.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

MARCH 14, 2011

Rosa Wilson presents Change of Address: 10 Reasons Your Gas Bill is So High posted at Change of Address. Dr. Dean presents Gas Prices Rise: What Say You? Kris presents The Three Rules of Leftovers posted at Cheap Healthy Good. retirebyforty presents Dad’s Retirement posted at retireby40.org

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

MAY 21, 2012

As with most popular sites on the web, Pinterest has become a channel for online retailers, so if I were to purchase everything that I liked exactly at the price I find it, it’s safe to say that I’d quickly be broke or worse, back in credit card debt. Are you a fan of Pinterest? Has it helped you save money? If so, how?

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

SEPTEMBER 27, 2012

Utilities Top utilities that you need to pay first are electric, gas, and water bills. Loans and Debts Car loans and loans with collateral should be considered important too because you may lose your valuable properties if these loans do not get paid on time. They are essential for your general well-being and that of your family.

Bills 213

Bills Telephones Money Taxes 213

Prairie Eco-Thrifter

JANUARY 28, 2011

Canadian Personal Finance Blog shares with us statistics on the inflation of gas and how hybrid options are needed. Reducing Debt. Not Made of Money shares with us some tips on how to stay motivated at paying off our debt. I had to remind myself that being debt free was the first step to fulfilling my dreams.

January 124

January 2010 Personal Finance Finance 124

Saving Everyday

JUNE 22, 2012

Let me preface this by saying that my wish for all of you is that you have no credit card debt. Benefits: 5% cash back on GAS, restaurants, department stores and more. But these days, having a major credit card is a must. Debit cards are just not always the same, especially when traveling.

Disney 69

Disney Disney World Used Credit Cards 69

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

I remember thinking about how wonderful it would be to not have to worry about whether we had enough to pay for the propane gas to heat our home. You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. My lifestyle didn’t change.

Money 247

Money Grandchildren Thrifty Job Loss 247

Saving With Shellie

JULY 22, 2011

We’ll see how much I’m able to save on electricity and gas by taking these steps. I encouraged you to build an emergency fund or pay down debt with your savings. Deidre at Cuckoo for Coupon Deals is pledging to be Debt Free in Three Years. We are currently building a new house.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. You’ll end up spending more in gas, which doesn’t save you a thing. It has been difficult to do that with the expense of my schooling, on top of our children’s needs.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Penny Pinchin' Mom

FEBRUARY 16, 2024

Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. And if they don’t, you can use it as part of your retirement fund!

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JANUARY 26, 2011

I have been able to save on things like food, gas, and clothing. You see, it’s ok to reward yourself once in a while, but if you are really looking to get out of debt faster, then you owe it to yourself to save every penny that you can. The trick is, you just have to know where to look to find the savings.

Bills 124

Bills Money Insurance Saving Money 124

Prairie Eco-Thrifter

FEBRUARY 11, 2011

Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. I personally walk to work every day which saves a bunch of money and gas. Reducing Debt. Out of Debt Again - H&R Block at Home Premium. Budgets are Sexy - Copy of Debt Free for Life.

February 113

February Finance Personal Finance Money 113

Prairie Eco-Thrifter

AUGUST 17, 2017

High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. ” You don’t, after all, want to spend 4 years sinking into credit card debt and then have to dig your way out while trying to start your career.

College 133

College Graduation Used Points 133

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Plan the most efficient route to save gas and time. 20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less. You have more options with a frugal lifestyle. Batch your errands.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Savings Corner

DECEMBER 27, 2023

It’s also decent for groceries, gas and streaming, and comes with a sign-up bonus. It’s a versatile card, but use it just for gas and you’ll earn an impressive 5% back per billing cycle, up to $500 spent — for no annual fee. If you carry debt, though, you’ll be charged interest. Terms apply. cash back on everything.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Debt consolidation loans help minimize the payment you have to pay, which was a huge help back when I was a broke college graduate. I would set firm limits on my gas consumption.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220