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Meet a Reader | Mid-Atlantic Julia

The Frugal Girl

Today we are meeting a reader who lives in the same region of the U.S. What’s the “why” behind your money-saving efforts? Being frugal allows me to stay at home with our little ones, which was always a goal of mine, and my husband has been very supportive of that. Hello everyone! as me: the Mid-Atlantic. ?

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Now I wish those dollars had gone into our savings accounts.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

You’ll know how much is in your checking and savings accounts and your retirement accounts. Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. There was a time our spreadsheet reflected a lot of debt and not a lot of savings.

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How We’re Using Upromise to Save for College

Family Balance Sheet

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. My Upromise strategy will help with our goal. Hello, 2020. 108 Months X $72 = $7,776!

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So You’ve Maxed Out Your Emergency Fund – Now What?

Prairie Eco-Thrifter

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . Once you’ve reached that goal and have a nice, healthy emergency fund in your bank, what do you do next? Why not save up for a vacation?

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Net Worth Defined: What Is My Net Worth?

Savings Corner

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. All of your retirement accounts are included as assets in your net worth calculation.

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

Meet Krystal. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. A life goal of ours is. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. towards debt.

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