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Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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“We’re Going to Hawaii when…”

Family Balance Sheet

Our Debt Freedom Plan includes a family trip to Walt Disney World after we pay off our non-mortgage debt and a trip to Hawaii to celebrate paying off our mortgages. To me the trip to Hawaii is too far away to give it much thought, but I don’t think my girls will ever let us forget about it. photo credit.

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Our Debt Freedom Plan | Marriage & Money

Family Balance Sheet

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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5 Sources for Quick Funding

Prairie Eco-Thrifter

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. Needing the Essentials: Obtaining food, water, shelter and electricity requires having money.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Any loyalty program is designed to keep you coming back for more – to help you want to spend money in their store, on their merchandise. carries credit card debt of $15,325, although that figure is somewhat skewed by a small number of extraordinarily debt-stricken families and couples.”. Money Tips'

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Is the Building of Experiences and Memories Worth the Cost?

Prairie Eco-Thrifter

Recently, an extended family trip to Hawaii got put on hold due to costs. As it turns out, my estimate for a 2 week trip to Hawaii (one week on Oahu and one on the Big Island) would have been over $20,000 US Dollars. That is a lot of money and I was having some sticker shock at the estimate.

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