Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

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Debt Debt Free Finds Finance 100

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My husband’s brain likes to see everything written down on one page, so I developed that first spreadsheet to list all of our accounts and all of our debts. How do your assets stack up against your liabilities/debts?

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete.

Debt 100

Debt Debt Free Finance Goals 100

Motherhood Moments

DECEMBER 26, 2022

One of the most impactful resolutions people can make for 2023 is getting out of credit card debt. Credit card debt is rising at a historic pace , and owing a lot can put people in a very difficult position if the job market takes a turn for the worse.

New Year's 130

New Year's Money Finance Debt 130

Saving Cents With Sense

JANUARY 24, 2012

Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever. I’m currently taking care of my debt one month at a time. Over a year and a half ago I had to quit my job due a health scare.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

Family Balance Sheet

APRIL 11, 2020

Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. Stop sending an extra payment to our mortgage.

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

JANUARY 17, 2018

I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Read our Health Insurance Story: . 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. Your debt-to-income ratio helps lenders determine how much debt you already have compared to your income. According to a Bankrate study, the average personal loan interest rate is 12.10

Debt 52

Debt Bank Banking Credit 52

Prairie Eco-Thrifter

MAY 17, 2011

One of the more popular attributes of this type of lifestyle is the health benefits. Sure, driving a hybrid and cutting down energy consumption help to decrease pollution and help outdoor air quality, but there are also some great health benefits to making small changes around the house. Related posts: 5 Ways to Reduce Your Debt.

Health 167

Health Home Green Painting 167

Family Balance Sheet

JANUARY 11, 2019

I won’t rehash our entire health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS, so to start from the beginning, read: Why We Left Traditional Health Insurance. Why We Chose Medi-Share, an affordable solution to traditional health insurance. The peace of mind is worth the cost. #

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Prairie Eco-Thrifter

NOVEMBER 12, 2015

The health of your body is strongly influenced by what you do to it and for it each day. At 66, I’m still fit and have few health problems. Eating habits and routines play a key role in our health. The post Routines – a Powerful Force for Health and Wealth appeared first on Prairie Eco-Thrifter.

Health 100

Health Painting Money Finance 100

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

And I’m talking about all forms of insurance, from health to life and even home insurance. Pay Down Debt Yes, this is a good way to set yourself up financially. Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities.

Money 52

Money Insurance Debt Bulk 52

Motherhood Moments

JANUARY 2, 2023

It can be especially hard if there are pre-existing conditions or health issues that might affect your eligibility for certain life insurance plans. Most people benefit from having at least some life insurance coverage. It can be hard to find the right policy. Life insurance is crucial for parents to have.

Life Insurance 100

Life Insurance Insurance Money Parenting 100

Koupon Karen

JANUARY 15, 2024

Cash Flow And Debt Management: Such loans can also ensure smooth operations during cash flow challenges and consolidate high-interest debts, simplifying management and potentially saving money. Each loan type serves a unique purpose, and choosing the right one can significantly impact your business’s financial health.

Family 52

Family Finance Debt Monitors 52

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

This can breed short sightedness as you struggle to deal with your debt. Being impulsive with your money can be very detrimental to your financial health. Accepting debt as a way of life can be detrimental to your financial future. Being on the treadmill of debt can put you into financial ruin. Short-sightedness .

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Prairie Eco-Thrifter

MARCH 10, 2014

Debt: Anxiety and Helplessness. One of the biggest money-related stressors out there is debt. When you are in debt — especially if it seems insurmountable — there is no end to the anxiety. In order to get the better of this difficulty, it helps to create a debt reduction plan.

Money 223

Money Debt Making Credit 223

The Frugal Girl

FEBRUARY 26, 2024

I was always in debt, which has been a tremendous source of shame for me. ” deer on my street One of my daughters has significant health issues that are largely invisible (Ehlers-Danlos Syndrome and dysautonomia, including POTS). Apply it toward debt. As I was paying my way through college. Marrying my husband.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Prairie Eco-Thrifter

NOVEMBER 7, 2013

Alexa from Defeat Our Debt has some great tips for those of you struggling to pay off your debt. Don’t miss her post on 5 Drastic Ways to Free Up Money for Debt Repayment. Take Small Steps Towards Great Financial Health. The ABC’s of Debt Reduction. over at The Money Makers. 5 Ways to Be Greener.

Fridays 184

Fridays Debt Insurance Vacation 184

Prairie Eco-Thrifter

MAY 30, 2012

Increasing your credit card limit is really increasing your debt, or at least your exposure to debt, so say ’No!’ Ignoring Your Debt Debt is not just going to go away, you must handle it and work to whittle it away. Look into effective health, disability and life insurance plans.

Money 235

Money Emergency Fund Debt Financial Goals 235

Savings Corner

DECEMBER 23, 2023

Paying Off Your Debt and Expenses Life insurance is also important if your parents co-signed for your student loans or other debt, such as a car. In a nutshell, the insurer looks over your health records and decides how likely it is that you will pass away. Watch her story here. The next step is to choose your policy.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Savings Corner

DECEMBER 27, 2023

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Having steady income, low debt, a long credit history and a record of on-time payments will improve your chances of being approved. Borrow money to consolidate debt if it means you’ll get out of debt more quickly.

Debt 40

Debt Home Improvement Consumer Credit 40

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. Or, you can think of net worth as everything you own less all that you owe. What is my net worth?

Calculators 52

Calculators Taxes Debt Consumer 52

Prairie Eco-Thrifter

JULY 11, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Do you know how to protect yourself if debt collectors are harassing you?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

OCTOBER 16, 2017

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

Family 100

Family Financial Goals Debt Calculators 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Over 70% of Americans admit to feeling financially stressed.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JUNE 12, 2013

Regular exercise can do more for you than just help you enjoy better health and help you maintain your desired weight. This is especially important in the United States, where you have to pay for your health care directly. We all know that exercise is good for us. It’s part of a healthy lifestyle. More Energy. Get Healthy'

Debt 228

Debt United States Activism Health 228

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt.

Debt 274

Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

AUGUST 10, 2014

Health insurance coverage in the United States is now mandated by law, but it still makes sense to have health coverage. Even in Canada, it might make sense to get a certain amount of private health coverage if you are concerned that your government-provided coverage isn’t quite going to do it. . Money Tips'

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Prairie Eco-Thrifter

JANUARY 22, 2013

” Before you answer, here are five other questions to ponder that will help to provide you with the clarity that you seek: How Much Debt Do I Have? . Therefore, consider taking out a year to knock-out debt before getting off of the birth control. Do I Have Health Care Insurance? . How Secure Is My Job? .

Kids 222

Kids College Tuition Birth Control Insurance 222

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

2015 100

2015 Money Debt Home and Garden 100

Savings Corner

DECEMBER 25, 2023

Select members of other organizations may also be eligible, such as Public Health Service Officers or Officers of the National Oceanic & Atmospheric Administration. Average mortgage rates fluctuate daily and are influenced by the economy’s overall rate of growth, the inflation rate and the health of the job market.

Insurance 52

Insurance Debt Credit 2003 52

Prairie Eco-Thrifter

NOVEMBER 5, 2012

You must control your debt. You must persist in living below your means to stay out of debt and save. Each new property adds both debt and income as well as future equity. In order to get to a million, you have to be willing to prioritize your life’s goals to get there. You can’t spend more than you earn.

Making 229

Making Real Estate Garage Sale Debt 229

The Frugal Girl

FEBRUARY 18, 2024

It’s important for my mental health to know we are doing what we can to protect our future selves. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. What’s your best frugal win? helping out 7.

Kids and Family 182

Kids and Family Home and Garden Money Frugal 182

The Frugal Girl

NOVEMBER 13, 2023

Making good use of the resources I have – not only money, but my health, physical abilities, skills, etc. I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey. We all ended up with some student loan debt, but much less than we would have without my parents cash-flowing some of the costs.

Kids and Family 187

Kids and Family Parenting Cars Car 187

Prairie Eco-Thrifter

JUNE 4, 2012

Stay with me here – I’m very concerned about my child’s future, especially in these debt-ridden times of financial uncertainty. It should come as no surprise that I’m just as worried about my child’s financial health as I am about his physical and emotional health. How do you teach a child financial responsibility ?

Life Insurance 187

Life Insurance Insurance Debt Money 187