Savings Corner

DECEMBER 24, 2023

How to use a debt consolidation calculator to control your debt It is easy to get overwhelmed with debt, but debt consolidation offers a solution. Bankrate’s debt consolidation calculator is designed to help you determine if debt consolidation is the right move for you.

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Motherhood Moments

DECEMBER 26, 2022

In order to provide a playbook for how to make financial resolutions a reality, WalletHub also released its list of the Top 12 Financial Resolutions for 202 3. Credit card debt is rising at a historic pace , and owing a lot can put people in a very difficult position if the job market takes a turn for the worse.

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Prairie Eco-Thrifter

SEPTEMBER 13, 2011

Living your dream life debt free requires a simply task of going back to Grade 1 math lessons and applying the concepts. Recall how your teacher taught you how to add and subtract. Now hold that thought and think about this: living your dream life debt free. . How do you avoid this? Minimize “1-0”.

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Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. What helped us through that time was the money we had saved in our emergency account.

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Prairie Eco-Thrifter

SEPTEMBER 7, 2021

One way you can earn extra money is to list your house on Airbnb. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. You can lease land you own for extra money. The post How to Leverage Your Home to Make Extra Money appeared first on Prairie Eco-Thrifter.

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Savings Corner

APRIL 4, 2024

Before you can explore how to use this source of wealth, though, you need to know how much you have. This figure, along with your loan-to-value (LTV) ratio, determines the likelihood of being approved for a home equity loan or home equity line of credit (HELOC), and how much money you could be eligible for.

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Savings Corner

DECEMBER 27, 2023

The worst-case scenario is that you get a loan without a clear picture of its impact on your monthly cash flow, leading you to take on more debt to make up for it. Consolidation puts all of your debts together under one monthly payment at one interest rate.

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Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Family Balance Sheet

MAY 6, 2020

We’ve had several instances over the years that have shaped how we viewed and managed our money. How Our Debt Freedom Plan Prepared Us for the Pandemic. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive.

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Family Balance Sheet

OCTOBER 18, 2019

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

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Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. How much debt did you pay off? What kind of debt was it? How long did it take you? We paid off $68,000 of debt in eight months.

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Prairie Eco-Thrifter

FEBRUARY 5, 2014

I’m sure you’ve heard: household debt is on the rise and consumerism is everywhere. Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. My experiences with debt have been 100% negative. Debt does much more damage than good, however.

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Prairie Eco-Thrifter

OCTOBER 7, 2014

Have you ever felt guilty about spending money? I know that I used to feel guilty when I spent money. It seemed wrong to spend money — especially on things and experiences I found enjoyable, but weren’t actually necessary. Even when I had enough money for what I wanted, I still felt bad about spending it.

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Prairie Eco-Thrifter

JULY 8, 2013

If you’ve ever lent somebody money and have had to actually ask to be repaid, you’ll know what I mean when I say it’s an incredibly uncomfortable experience. In fact, I began to suspect that she forgot about the money after a few days when she didn’t bring it up. Try asking for the money back in a playful way.

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Prairie Eco-Thrifter

APRIL 7, 2014

Students now more than ever are graduating into a life of student loan payments, debt, and economic uncertainty. Here are some great reasons why you should try to graduate without debt: Job Freedom. When you are saddled with debt, you have to make choices based on paying back that debt. Debt is a Waste of Money.

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Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

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Prairie Eco-Thrifter

FEBRUARY 5, 2013

And then there’s money. Money issues can severely hamper your chance of marital success and happiness. Here are some of my tips on how to get and stay on the same money track as your spouse. Make Money Part Of Pre-Marital Discussion And Decision. Find Your Money Personality. Every marriage is unique!

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Family Balance Sheet

MAY 12, 2016

I have caught myself spending way too much time perusing the pins and boards in awe the laundry room as big as my living room and the Frozen birthday party ideas that must have taken 4 months to plan, but for the most part it has been a huge asset in my money-saving tool box. How to Use Pinterest to Save Money on Groceries.

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Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? 1 – Determine how much you need. 2 – Decide where to put the money.

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Prairie Eco-Thrifter

MARCH 4, 2015

It was nearly impossible to figure out exactly how the program would work for each query, because, as Bonnie Baker (the engaging and energetic DB2 speaker) used to put it “It depends” Likewise with understanding whether the rich use debt differently than the rest of us… it depends. Rich people make debt their servant.

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Prairie Eco-Thrifter

JANUARY 16, 2014

Those of us who had stocks , bonds, and mutual funds saw our net worth rise, but many (perhaps as many as 50% of us, according to CNN Money article M illions see no benefit from soaring stock prices ) missed out. If you don’t have any stock market investments, how can you get in on the action?

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Family Balance Sheet

JANUARY 29, 2015

Why are we jumping through these hoops to be debt free? Why are we having difficult discussions about money on a daily basis? WHY do we want to be debt free? Being a good example is the first step to teaching your kids how to handle money with maturity. ”, “What does debt freedom mean?”

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Prairie Eco-Thrifter

JULY 10, 2014

I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. Would you feel a weight lifted if you could pay off your high-rate consumer debt?

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Prairie Eco-Thrifter

APRIL 3, 2014

After realizing a financial mistake, like miscalculating a debt or failing to plan for a bill, and then beating yourself up on top of that financial stress, you’ll probably want to do something to make yourself feel better. If you’ve amassed a pile of consumer debt, create a budget and see where you can cut back. Money Tips'

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Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

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Prairie Eco-Thrifter

SEPTEMBER 4, 2011

View his latest articles on the University of Phoenix Birmingham and how to obtain a graphic design degree here. However, the problem is that most people do not know how. It could be due to the lack of discipline in handling money or savings just getting depleted easily. How to Conduct a Financial Analysis.

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Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

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Prairie Eco-Thrifter

JANUARY 1, 2013

I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for. Of course, by using credit cards for purchases and bills, I was spending money I didn’t have and probably wouldn’t have any time soon. Should You Save Or Invest Your Money?

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Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? How long did it take you? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt.

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Savings Corner

DECEMBER 27, 2023

Understanding where to start, what you need in order to apply and how to compare offers can help you select the best personal loan. Personal loans from our partners Debt Consolidation Big Purchase Emergency Home Improvement Medical 5.0 Calculate your loan payments Next, determine how much money you need from a loan.

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Prairie Eco-Thrifter

MAY 30, 2012

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. This small money mistake has a sub-section – accepting the so-called ‘free’ credit card upgrades or new cards. It’s wasted money.

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Couponing 101

JULY 26, 2011

In this current age of excess, we can all take a step back and redirect our values to understand that we must have money in order to spend it. Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. No point in wasting our money just because the cashier can’t count.

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Prairie Eco-Thrifter

JULY 22, 2014

There’s a lot of anxiety around money- not having enough, worrying it will run out, keeping it safe, etc. When I worked as a singer on a cruise ship, I made more money than I ever had before. I’ve found that being free from money anxiety allows me freedom to pursue my dreams and freedom from being stuck doing something I hate.

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Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? How long did it take you? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga.

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Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. <<— Once we paid off our non-mortgage debts in 2019, we started saving some of the debt snowball money for college savings. A few of our debt payoff trackers.

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Prairie Eco-Thrifter

MARCH 24, 2013

Understanding this fact helps us live with each other’s opinions on how and in what we should invest. Understand each partner’s money history and experience. You may not even be aware that you each have different perspectives on what risk is or how much to take when you invest. family stories about money.

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Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. Spend, spend, spend, even when you don’t have the money.

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