Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

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Debt Win Credit Cards Money 271

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

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Financial Goals Goals Debt Budgeting 100

Penny Pinchin' Mom

JANUARY 16, 2024

The post 10 Must-Know Personal Finance Tips for Moms’ Financial Success appeared first on Penny Pinchin' Mom. Personal finance tips are much like opinions; everybody’s got one. Here are some personal finance tips that should help get you out of that murk. Of that 70%, more than half are women.

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Personal Finance Finance Tips Finance Mom 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. How much of your salary should you save?

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Prairie Eco-Thrifter

MARCH 4, 2015

It was nearly impossible to figure out exactly how the program would work for each query, because, as Bonnie Baker (the engaging and energetic DB2 speaker) used to put it “It depends” Likewise with understanding whether the rich use debt differently than the rest of us… it depends. Rich people make debt their servant.

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Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. Better Investing can give you some tips on how to join or start such a club. Money Tips'

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Prairie Eco-Thrifter

APRIL 3, 2014

After realizing a financial mistake, like miscalculating a debt or failing to plan for a bill, and then beating yourself up on top of that financial stress, you’ll probably want to do something to make yourself feel better. If you’ve amassed a pile of consumer debt, create a budget and see where you can cut back. Money Tips'

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Emergency Fund Debt Bills Money 218

Prairie Eco-Thrifter

APRIL 8, 2012

Related posts: Get Out of Debt…Sleep Debt That Is. 4 Tips for Getting Healthy. Approach each night with a positive attitude and, with the help if these strategies for getting more sleep, enjoy the benefits of a good night. So, have you ever had issues sleeping? What things have you tried?

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Food and Drink Debt Work Meals 202

Savings Corner

APRIL 4, 2024

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.

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Prairie Eco-Thrifter

JULY 10, 2014

Would you feel a weight lifted if you could pay off your high-rate consumer debt? The reality is that it doesn’t really matter what I spend the rest of my money on, as long as I don’t go into debt and as long as I feel good about the spending because it is in line with my personal core values. Money Tips'

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Prairie Eco-Thrifter

SEPTEMBER 4, 2011

View his latest articles on the University of Phoenix Birmingham and how to obtain a graphic design degree here. However, the problem is that most people do not know how. How to Conduct a Financial Analysis. Here are some tips to conduct an effective family financial analysis. Second, how much do you spend?

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Family Financial Goals Debt Goals 196

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? How long did it take you? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt.

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Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? How long did it take you? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga.

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Debt Debt Free Finds Finance 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

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Prairie Eco-Thrifter

JANUARY 5, 2014

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Start an aggressive debt payoff schedule. Debt is your enemy, so don’t get comfortable with holding on to debt.”

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Personal Finance Finance Finance Tips Graduation 192

Prairie Eco-Thrifter

JULY 8, 2013

This is at a time when I was struggling with paying my tuition, my rent, groceries, gas, and insurance, and was in a lot of credit card debt , so every penny counted back then and that $20 leaving my wallet felt like a lot more. But the problem is, most of us just don’t know how to approach the subject with somebody who owes us.

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Money Credit Cards Credit Advantage 264

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Here are some of my tips on how to get and stay on the same money track as your spouse. Miss T wrote about this, in 7 Tips for Marital Money Bliss saying: “I know when my hubby and I started seriously dating, we sat down and talked about money and our management styles. And then there’s money. Every marriage is unique!

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Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

OCTOBER 7, 2014

Some of the guilt has to do with the fact that you might not have a lot of money, or that you might be trying to get rid of debt. How to Make Your Budget Work for You The Spending Plan Mentality Identify Your Money Motivations Three Reasons I Prefer Experiences to Things Financial Success: It’s Not Always About Your Income.

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Money Goals Finance Tools 196

Prairie Eco-Thrifter

SEPTEMBER 10, 2012

Paired with these other tips, melatonin can supply you with a really good, deep sleep. 6 Proven Tips for How to Get More Sleep Lack of sleep can have far-reaching health implications as well as being annoying and leaving you tired for the next. 7 Free Ways to Lose Weight How many of us want to be healthy and fit?

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Wellness Bath and Body Works Food and Drink Cycle 188

Prairie Eco-Thrifter

JANUARY 23, 2014

Essentially, it was a financial mess until I finally figured out how to ensure that I was sticking to the budget that I worked so hard to set. Just as people get can debt repayment burnout, you can get budget burnout, too. How do you ensure that you stick to your budget? Money Tips' Review Your Budget Frequently.

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Budgeting Budget Graduation Debt 213

Family Balance Sheet

MAY 12, 2016

How to Use Pinterest to Save Money on Groceries. Pinterest is A Gold Mine for Money Saving Grocery Tips. After the 31 Days to Slash your Grocery Spending series …;)…the next best place to find easy money saving grocery tips is Pinterest. Use Pinterest to Search by Ingredient.

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Saving Money Groceries Grocery Money 100

Prairie Eco-Thrifter

DECEMBER 15, 2011

Here are some tips for planning your house purchase from a financial point-of-view. Lenders will use your credit score and credit history to work out how much of a risk it may be to approve you for a mortgage so you can help your cause by making sure that your credit report is in order. Look at your credit score. Related posts: P.E.P.

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Buy Buying Credit Calculators 185

Prairie Eco-Thrifter

JANUARY 1, 2013

I like the snowball effect method of debt reduction because it worked for me. You’ll need to make some spending cuts to make this happen but it will be worth it to eliminate this expensive debt. Wouldn’t you rather have that money to save or spend? Making weekly payments will save interest. I’m sure everyone.

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Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

AUGUST 17, 2017

Here is what they are and how to get ready to duck them. Failure to find out how to land a job after school. But that doesn’t mean you know how to stay out of credit trouble using it! Spend part of your summer understanding what a good credit rating can do for you and how to get and keep one.

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College Graduation Used Points 133

Prairie Eco-Thrifter

MARCH 29, 2011

The biggest mistake that new homeowners make after purchasing a home is going heavily into debt to finance their purchases. The homeowners quickly find themselves trying to make mortgage payments while repaying high interest credit card debt at the same time. This may take longer but the entire house will be furnished debt free.

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Furnishings Debt Cars Car 157

Prairie Eco-Thrifter

MARCH 24, 2013

Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. When you have low income, little savings, not much time to accumulate or lots of debt, you probably don’t want to be investing at high risk levels, according to Invesco. Set your financial goals.

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Financial Goals Goals Money Real Estate 222

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

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Saving Money Money Kids Debt 103

Couponing 101

JUNE 25, 2019

Forbes reports that most Americans have gone into debt to pay for a vacation. But given interest rates, accumulating debt just for a fun break probably isn’t worth it. The post How to Create and Stick to a Vacation Budget appeared first on Couponing 101. Base Your Vacation on Your Budget.

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Vacation Budgeting Budget Calculators 51

Prairie Eco-Thrifter

APRIL 18, 2013

With these tips, you will still get a beautiful wedding that you will cherish forever but at a lower cost. The worst thing you could possibly do is start your married life with a mountain of debt from having the wedding of your dreams. Budget First, Plan Later. Go Frugal'

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Wedding Money Saving Money Budgeting 248

Prairie Eco-Thrifter

OCTOBER 7, 2014

Here are just helpful tips to get you on your way to better money management. If you really want to be better on the money front, you have to sit down and figure out how you are handling your money; you need to see where things can be tweaked. Do you want to pay off a particular debt in a certain timeframe? Money Tips'

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Money Goals Budgeting Budget 113

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. How much debt did you pay off? What kind of debt was it? How long did it take you? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt.

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Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

OCTOBER 27, 2011

Join us in exploring ways to implement eco-friendly work from home tips, or to become more cost-effective working outside the home. Shopping over your lunch hour can rack up mounds of debt, simply because impulse shopping involves random purchases of merchandise we have little need for. Share your tips here! Smart Commute.

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Office Fuel Work From Home Saving Money 198

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Although I don’t claim to be an expert, I have learned many money saving tips through the past 7 years of running this frugal blog. How to know if coupons double. and much more.

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Saving Money 2016 Money Pay Off Debt 40

Koupon Karen

JANUARY 15, 2024

You might be wondering how to make the most of such loans for your family business. We’ll explore how to effectively leverage business financing, providing guidance to navigate through any uncertainties. Potential Risks And How To Mitigate Them While business loans can provide numerous benefits, they also come with potential risks.

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Family Finance Debt Monitors 52

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Take a look below at my tips to create a holiday budget so you can enjoy your holiday and new year! 5 Tips to Create a Holiday Budget. Create a new shopping list.

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Budgeting Budget Holiday Debt 112

For the Mommas

JULY 27, 2016

How to Get By on One Income When Baby Arrives. Here are tips on How to Get By on One Income When Baby Arrives. Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Prepare to live on one income by paying down, or paying off, these debts.

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Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. How to get a loan in 8 steps Consumers often choose personal loans because they provide fast access to cash for a variety of needs. Tip: Include fees in your loan amount calculations.

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Debt Credit Cards Credit Home Improvement 52