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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

How do you stay focused when your life feels overwhelmed with financial and parenting issues? I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. Daily habits are manageable and not nearly so overwhelming as looking at a pile of debt! Let’s go!

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Are Peer Loans Too Risky or the Way of the Future?

Prairie Eco-Thrifter

The largest loan company, Lending Club, is getting ready to issue stock on the New York Stock Exchange and the media are already all over the story. A borrower fills out an application for an unsecured personal loan of up to $35,000 on one of the online lending sites which verify employment and other information.

Debt 188
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Personal Loans: Compare Top Lenders, Rates

Savings Corner

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. 1, 2023, through Nov.

Debt 40
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Sleeping Through Stress

Prairie Eco-Thrifter

From the get-to I knew that my issues were stress induced. If you have stress related sleep issues, you know how uptight you can get. When I catch myself working over my stress issue, I consciously switch to a new thought. When we are younger, we are seldom bothered by sleepless nights. Don’t dwell on your stress.

Debt 218
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Four Crazy Credit Card Scams

Prairie Eco-Thrifter

There is always a threat of your financial information getting into the wrong hands; whether you’re at the ATM, buying something online or swiping your card at a small shop. Then to top it all off, there are credit card scammers out there that are looking to get your personal information. Of course, the victim knows nothing about this.

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Best Personal Loans of December 2023

Savings Corner

Credit cards issued by Citibank, N.A. or its affiliates, as well as Checking Plus and Ready Credit accounts, are not eligible for debt consolidation, and Citibank will not issue payoff checks for these accounts. You may be required to verify income, identity and other stated application information.

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Important Aspects You Must Know About Bankruptcy Laws

Prairie Eco-Thrifter

has made his mark by writing on legal issues especially on filing bankruptcy procedures in different states. The author regularly writes on bankruptcy related issues like Ohio bankruptcy,filing bankruptcy In Ohio, chapter 13 bankruptcy and chapter 7 bankruptcy etc. 5 Ways to Reduce Your Debt.

Debt 140