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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. Everything I do seems to make matters worse.

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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

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How Much House Can I Afford? Affordability Calculator

Savings Corner

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

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Join Me for the New Year New You Financial Summit

Family Balance Sheet

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

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How We Frugal-ed in July 2022

Family Balance Sheet

This includes check-in, waiting my turn for a bed, and the actual donation process. If you’d like information on donating plasma, read my review of donating plasma HERE. . Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but because I was trying to limit our overall spending.

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Scholarship Search: KC Scholars (Kansas City Area)

Motherhood Moments

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. For more information on KC Scholars ​ and the 2023 Traditional Scholarship​ , please visit [link].

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Personal Loan Calculator | Bankrate

Savings Corner

Depending on the lender or institution, the application and approval process for personal loans is often immediate and you’ll get the funds disbursed in a lump sum amount within one to two business days. Personal loans are unsecured, so your credit score carries a lot of weight in lending decisions.