Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. January 2021 – I found $1681. Aflac Reimbursement: $40.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. In January and February, my husband and I were contemplating replacing our 12.5

Budgeting 246

Budgeting Budget Family Debt 246

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. 10.16% The average $30,000 HELOC rate as of the beginning of January 2024 — up from 7.62% in January 2023. What is a home equity loan? to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

JANUARY 7, 2011

Well, it’s official. As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. Reducing Debt. Mrs. Not Made of Money shares her wisdom on how we can cure a hangover, a debt hangover that is. Investing Wisely.

January 113

January Personal Finance Finance Green And Frugal 113

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Well, it’s here, the final countdown to the big day we have all been anticipating; the Superbowl. As far as what team I am rooting for, well, that would be THE PACK! Punch Debt in the Face tells us why no spend challenges are for wussies. Reducing Debt. for Week of January 3-January 7/11- Headed Overseas Edition.

January 113

January February Debt Personal Finance 113

Prairie Eco-Thrifter

JANUARY 28, 2011

Well, I signed up for 2 of the 3 I need to complete which are to take place this weekend and one other weekend in February. Well, plans have had to change. Reducing Debt. Not Made of Money shares with us some tips on how to stay motivated at paying off our debt. for Week of January 3-January 7/11- Headed Overseas Edition.

January 124

January 2010 Personal Finance Finance 124

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. And his hours at the Y fit into his and our family’s schedule well. Are you looking for more ways to cut your monthly expenses? Cable TV & Land Line.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Apply any Found Money to Debt. I’ll apply that money to the debt. 2016 will be THE year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

JANUARY 14, 2011

Well, I don’t know about you but this week has felt very long and tiring. My husband and I did when we got married and it works well for us. I do know others though that haven’t and they seem to be doing well too. Reducing Debt. Man vs. Debt shares with us how to not suck at our resolutions this year.

January 113

January Personal Finance Green And Frugal Finance 113

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JUNE 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Oh well, I thought–I can sleep in that weekend. January 2021 – I found $1681. Over the years, I have found money through rebates, refunds, online sales, and even the ground. My husband had other ideas.

Money 130

Money May Donation 2020 130

The Frugal Girl

FEBRUARY 18, 2024

In January, the four of us put together a long list of games we wanted to play, many of which were just gathering dust in the basement, and it has become a joint New Year’s resolution to get through all of them before the year is over! My family loves watching movies and tv series together, and having regular game nights. A freebie cabinet.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. I even created a hashtag, #crushingdebt2016.

Debt 100

Debt 2017 Student 2016 100

Finally Frugal

SEPTEMBER 10, 2012

Here's a more organized update (and then I'll explain my dilemma): Here's where things stand now, in early-mid September 2012: Second Mortgage Debt: $31,400::::$25,176. Student Loan Debt: $61,762::::$29,318. Primary Mortgage Debt: $167,500::::$154,209. Student Loan Debt: $61,762::::$39,070. What would you do?

Debt 45

Debt Student Taxes January 45

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. We have completely stopped any retirement contributions, so we can apply that money towards our debts (we had A LOT).

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We will be away at the time the risk is the highest so we are working on getting our furniture in our basement propped up on blocks as well as running dehumidifiers. I wasn’t managing my money very well. One of the things that worked well for me was negotiating with the creditors. Reducing Debt. Managing Money.

February 113

February Debt Finance Personal Finance 113

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. The thought of a budget can be daunting as well as intimidating, but it does not have to be. A debt free holiday is a feeling that money can’t buy! All rights reserved.

Budgeting 112

Budgeting Budget Holiday Debt 112

Prairie Eco-Thrifter

NOVEMBER 23, 2014

He has done well in life. We don’t like debt. When Mom died, my brother purchased additional plots adjacent to hers so that family coming after could rest there as well. My spouse is a veteran. He is not maimed or damaged by his service in any way. He served two years. VA Mortgage. National Parks free day. Transportation.

Military 162

Military Grandfather Education Los Angeles 162

Finally Frugal

MAY 30, 2012

I started the year at around $49,300 so I think I'm doing well for being five months into the year. My goal is to pay my loans down to $20,000 by the end of the year (an ambitious goal, for sure) so in January I can sell my stock and pay it all off once and for all! Student Loan Debt: $61,762::::$39,070. this CAN be done.

Debt 40

Debt Student TV shows Goals 40

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. The neighbor kids are doing quite well on my street.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MARCH 25, 2011

Racism, bullying, marriage, divorce, debt, etc.; His entire blog is his personal story about how he got himself out of debt and the personal growth and transformation that occurred during that journey. Well there you have it; a list of some of my favourite blogs. for Week of January 3-January 7/11- Headed Overseas Edition.

Personal Finance 138

Personal Finance Finance Green Debt 138

Family Balance Sheet

JANUARY 17, 2018

I have started calling around for fees and hope to have this complete by end of January. This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’ll apply that money to the debt. You can read my original post: Our Debt Freedom Plan Begins. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Saving Cents With Sense

JANUARY 18, 2012

I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Pay off Debt? So, as we sit here in the 3rd week of January, don’t beat yourself up if you haven’t lost 10 lbs or saved 90% at the store.

Goals 55

Goals Pay Off Debt January Gardening 55

Finally Frugal

JANUARY 8, 2011

The first suggestion is a great one (because I've already put it into practice with my first January paycheck!) Although the article doesn't mention it, I think this extra money could enhance your health by paying for a gym membership - as long as you actually use it; Finally, how about having some well-earned fun?

Frugal 45

Frugal Spendthrift Debt Recession 45

Prairie Eco-Thrifter

JANUARY 21, 2011

Well yesterday, my book finished half way through the walk so I decided to turn on some tunes. Well let me tell you, I was grooving out. Balance Junkie discusses the January effect and shares 10 ways we can improve our financial situation in 2011. Well Heeled shares with us how she is taking a crack at minimalism.

January 124

January Emergency Fund Personal Finance Finance 124

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Discussing how it is easier to eat healthy when you have food stamps but once that is gone or you have “graduated” from the program, you can no longer eat as well.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

The Frugal Girl

JANUARY 29, 2024

When my daddy passed last January, I inherited all the heavy farm labor responsibilities- I never knew I could have impressive muscles😊 It feels like I’ve been going to a homesteading college this year, it’s a love/hate relationship.

Arkansas 181

Arkansas Frugal College Kids and Family 181

Prairie Eco-Thrifter

MARCH 3, 2011

My grandfather wasn’t well enough to fly in for the wedding but he did send a gift in the mail along with his blessing. You see, family is number one for me in my life and I don’t do well with “big elephants&# that get in the way of my relationships with them. I don’t do “half way&# very well.

February 140

February Family March Finance 140

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1. We wanted to enter into marriage debt free. (He Where are you from? in 14 months.The

Debt Free 235

Debt Free Debt Mom Goals 235