Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

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Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. Start Saving for your Emergency Fund TODAY!

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Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

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Prairie Eco-Thrifter

JULY 30, 2012

Save With Each Paycheck Promise yourself that you will save something out of every paycheck. Arrange for your savings amount to be automatically deposited into a savings account. See how simple finances are when you have that budget…….and Eliminate Debt Everyone has debts. and follow it?

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Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. Save it and forget about it. Which comes first: saving for an emergency OR paying off debt? It is for emergencies. Do you have an emergency fund?

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Prairie Eco-Thrifter

APRIL 6, 2012

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? Thanks for your consideration. Real Estate.

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Prairie Eco-Thrifter

APRIL 25, 2011

Teach them actionable methods and strategies that will help them learn all of the ropes of personal finance. I am not suggesting that you throw them into debt! These include all monthly expenses like cell phone bills, entertainment expenses, and any personal expenses. Teach them how to pay bills. Don’t make this mistake.

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Family Balance Sheet

FEBRUARY 11, 2016

Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account. It might be best to use an account that isn’t linked to an ATM card, thus making it somewhat annoying to reach the funds, but not difficult when you do actually need them. Where Should the Money Go?

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Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For more on that, read Our Debt Freedom Plan. An emergency fund is not a spending account. Absolutely!

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For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating.

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Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. I’m sure everyone.

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Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. That one is going to hurt!

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The Frugal Girl

MARCH 4, 2024

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Now I wish those dollars had gone into our savings accounts. Alan doesn’t share that regret. We didn’t start a family until we were married for almost 15 years.)

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