Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. Don't confuse this money with vacation money or new furniture money. Which comes first: saving for an emergency OR paying off debt? It is for emergencies.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Prairie Eco-Thrifter

JANUARY 7, 2011

We have decided where we are going for our vacation in April- ASIA. As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. Sustainable Personal Finance has started sharing with us 365 ways we can live a sustainable life.

January 113

January Personal Finance Finance Green And Frugal 113

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. Our personal finances are so interwoven with our small business finances that they must be seen as one.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Jester presents The Importance of Vacations For Kids posted at The Ultimate Juggle , saying, “This article explains the reasons that we prefer to take destination oriented vacations for the kid’s sake.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. We have been saving for our vacation to Asia since last year and we have been successful at this. We have more stable careers, we have no debt (other than our mortgage), and we own a home. Reducing Debt. How about you?

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. Staycations are inexpensive activities that your family can do at home, or locally, that you can all enjoy without running up an expensive vacation tab.

Frugal Life 242

Frugal Life Frugal Kids and Family Inexpensive 242

Family Balance Sheet

FEBRUARY 11, 2016

Please don’t confuse this money with vacation money or new furniture money. As you know, I am a huge follower of Dave Ramsey and his books, The Total Money Makeover and Financial Peace provided the blueprint for our Our Debt Freedom Plan. When an emergency happens, you use the cash in the fund, instead of your credit card.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For more on that, read Our Debt Freedom Plan. Should you impose strict rules on emergency fund spending? Absolutely!

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

OCTOBER 27, 2011

Shopping over your lunch hour can rack up mounds of debt, simply because impulse shopping involves random purchases of merchandise we have little need for. Spending wisely and reevaluating your commute or work habits can save enough to allow you to plan for a vacation, or save more for retirement. Your wallet will thank you for it!

Office 198

Office Fuel Work From Home Saving Money 198

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

If you are working at becoming a millionaire, perhaps you dream about the mansion you will buy and the servants you will have, the vacations you will take and the interests you will pursue. You won’t become a different person. My basic personality and approach to life and others has remained the same.

Money 247

Money Grandchildren Thrifty Job Loss 247

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

MARCH 7, 2013

The best thing is there is light at the end of the tunnel; I will be leaving on vacation next week and won’t be back until late April. Simon from Sustainable Personal Finance , my dear friend, will be managing the site while I am gone so nothing will change for my readers. Do you ever suffer from debt envy?

Vacation 169

Vacation Fridays Indonesia Personal Finance 169

Penny Pinchin' Mom

FEBRUARY 16, 2024

Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. Set personal and financial goals for your savings. They can be anything.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. If I had a nickel for every person who went on an exotic holiday and financed it, I’d have enough to fund the sequel to Dude Where’s My Car.

Travel 226

Travel Debt Finance Emergency Fund 226

The Frugal Girl

MARCH 4, 2024

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. We were somewhere on vacation with the kids when they were young, and Alan and I had promised them ice cream. Do you have any tips for frugal travel or vacations?

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

JANUARY 21, 2011

Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Not Made of Money tells us how we can save for our vacation ahead of time. Money Crashers tells us 15 ways we can have a vacation at home. Reducing Debt. I must say I agree.

January 124

January Emergency Fund Personal Finance Finance 124

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. is for ‘other’ expenses and this category includes things like education, gifts, vacations, personal care, tobacco and alcohol, contributions, personal insurances, pensions and miscellaneous expenses.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222