Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. Also, the monthly mortgage payment was less than our rent payment.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

APRIL 10, 2014

I found out that the rent on this studio was $2,400/month. My rent in our spacious three bedroom was $500/month. When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. The same is true of any challenge.

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

MAY 2, 2013

Mr.CBB @ Canadian Budget Binder checks the pros and cons of renting and buying. Deacon @ Well Kept Wallet paid off debt in 18 months and is inviting readers to do the same. The ABC’s of Debt Reduction. Weiss @ The Insurance Protection Blog explains how much insurance a First Time Homeowner needs. PET Archives.

Life Insurance 167

Life Insurance Insurance Fridays Debt 167

Savings Corner

FEBRUARY 2, 2024

For example, good credit can improve your chances of landing a job or renting an apartment. Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit.

Credit Cards 52

Credit Cards Student Credit College 52

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

SEPTEMBER 27, 2012

Basic Necessities Food Whether you are well-off or tight on cash, you still need to eat. Shelter Depending on your amortization, mortgage or rent, the amount you need to set aside for house payments may vary for every individual. They are essential for your general well-being and that of your family.

Bills 213

Bills Telephones Money Taxes 213

Prairie Eco-Thrifter

OCTOBER 10, 2012

I learned quickly that the costs add up and that budgeting is of utmost importance if you want to graduate without thousands of dollars worth of debt. It saved me probably just under $800, and I did just as well in the class as I would have without the book. Renting textbooks is just another way you can save money on textbooks.

College 188

College Library Rent Saving 188

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

MARCH 8, 2017

We planted, tended and harvested from a vegetable garden even when we rented a quadraplex. If you take the time to decide what to want plant and pick the right type of place in which to plant, you should plant good stock – get the best example that you can so that it has the best chance of growing well for you. So do finances.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

OCTOBER 21, 2012

Well, this time I have done it again and put together some good laughs for you to enjoy on your Monday morning. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

MAY 26, 2016

It has served me well over the years, eventually leading to my current position of financial freedom. We could take on debt to grow using other people’s money. However, taking on debt without the current ability to repay it can result in loss of down payment and years of debt interest payments.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

AUGUST 6, 2012

If you have snow shoes already, it is free, however, if you do not have snow shoes they can usually be rented from a company for a small fee. Well, every woman feels loved once her man remembers their anniversary. How Can Thriftiness Become a Debt Relief Option? Why does that matter?

Green 202

Green Frugal Cycle Green And Frugal 202

Prairie Eco-Thrifter

APRIL 6, 2012

Well break down some of the ways to keep your data safe, and tell you what your liability is if your identity is stolen. ” Managing Debt. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Rent instead of own. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. And if you rent, save money and then invest the difference. You can end up well ahead in the long run.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. Unless you have a well, you probably pay for your water.

Budgeting 100

Budgeting Budget Finance Organic 100

Savings Corner

DECEMBER 24, 2023

Would renting for another year or two improve your financial standing? If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

JUNE 10, 2024

Learning how to cook well has saved us a significant amount of money, and made us healthier. And neither of us is comfortable carrying debt beyond the mortgage. It is fairly easy for me to cut back on a lot of impulse spending when I am doing well on meal planning. What’s your best frugal win?

Kids and Family 130

Kids and Family Thrifting Vacation Friends And Family Sale 130

Savings Corner

DECEMBER 27, 2023

By paying an extra $100 every month on a standard 10-year repayment plan, you’d be debt-free about five and a half years ahead of schedule. But it will help you pay the debt faster and save money on interest. Many private lenders offer an auto-pay deduction as well. Either strategy can save you a lot of money. interest rate.

Student 52

Student Refinancing Debt Free Debt 52

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Pay your bills on time and avoid carrying credit card balances, and you’re well on your way to an excellent score. Debt load – 30%.

Credit Cards 234

Credit Cards Credit Building Rent 234

The Frugal Girl

NOVEMBER 13, 2023

Brian and me at the Sears Tower Having our first child just one month after our first wedding anniversary was NOT in the plan, but so far it’s worked out well! I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey. We also all had academic scholarships to help with costs.

Kids and Family 194

Kids and Family Parenting Cars Car 194

The Frugal Girl

MARCH 4, 2024

My mom cut coupons and sewed her own clothes and mine, as well. When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets).

Green And Frugal 182

Green And Frugal Kids and Family Hotel Frugal 182

Savings Corner

DECEMBER 25, 2023

You may have to keep your product updated or your rental property well-maintained, in order to keep the passive dollars flowing. What if you’re unable to rent out your property? You may suddenly have tenants who can no longer pay their rent, while you may still have a mortgage of your own to pay.

Money 52

Money Making Real Estate Rent 52

The Frugal Girl

NOVEMBER 20, 2023

We rented the scaffolding for $50 from Menards so I could finish this massive painting project. This spring, the gym closed down and sold off their equipment at a deep discount so now I am well stocked for any kettlebell weight I want to use. My husband is an engineer and we’ve been married for 21 years. Being consistent.

Iowa 170

Iowa Friends And Family Sale Boys Son 170

Prairie Eco-Thrifter

FEBRUARY 19, 2013

Housing, whether it is rent or a mortgage, accounts for the biggest piece of the pie at 31.8%. It’s really important to understand some of the common pitfalls that can affect how well your budget works. Next comes transportation at 17.6%, but this is one area that could vary widely between households. Food accounts for 15.6%

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Prairie Eco-Thrifter

JUNE 14, 2012

This means that you put off getting things organized and putting things off never works, as we all know too well! All you need is a list of expenses, both fixed (rent, loan repayments) and variable (food, clothes, fuel), and a list of all sources of income. Make your mantra, ‘ Keep it Simple ’. So, how can you make things simpler?

Simple 221

Simple Finance Budgeting Budget 221

Savings Corner

DECEMBER 27, 2023

There might even be a different credit card that fits your needs more closely (see the “other options” in each category for, well, other options). Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel.

Credit Cards 52

Credit Cards Credit December Airline 52

Savings Corner

DECEMBER 27, 2023

When you invest in a money market fund, your money buys a collection of high-quality, short-term government, bank or corporate debt. Where to buy mutual funds: Mutual funds are available directly from the companies that manage them, as well as through discount brokerage firms. Here are step-by-step instructions on how to buy stocks.

Real Estate 52

Real Estate Bank Banking Money 52

Prairie Eco-Thrifter

FEBRUARY 13, 2014

Well it’s quite simple really…I can’t afford it. Meanwhile, one of my other friends, who is halfway through nursing school and up to her eyeballs in debt IS going because she feels OBLIGATED. Meanwhile, one of my other friends, who is halfway through nursing school and up to her eyeballs in debt IS going because she feels OBLIGATED.

Europe 202

Europe Wedding Money Goals 202