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How To Teach Your Kids to Save Money

Couponing 101

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

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Stay the Course Financially

Prairie Eco-Thrifter

The Bureau of Labor Statistics does a survey multiple times a year, called the Consumer Expenditure Survey. Bureau of Labor Statistics (BLS) reported today. Bureau of Labor Statistics reported today.” The personal saving rate — personal saving as a percentage of disposable personal income — was 5.4

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Take Control of Your Retirement Planning in 2016

Family Balance Sheet

Here are some interesting statistics for you to ponder: 60% of Americans have less than $25,000 saved for their retirement. Among people ages fifty-five to sixty-four, the average household retirement savings is only $12,000. **. Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

6 percent of households in the United States are unbanked or underbanked and, so have missed opportunities for savings, lending, and basic financial services ( according to the Federal Deposit Insurance Corporation). Your children know that you are saving money. Then you are not included in the statistics listed above.

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Are You Heading for Financial Disaster?

Prairie Eco-Thrifter

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. If your budget doesn’t have a savings amount, put one in. This shows that the problem is really widespread.

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5 Eco-Friendly Tips for the Workplace

Prairie Eco-Thrifter

According to the Bureau of labor Statistics, U.S. percent. It goes without saying that taking the most direct route to work is most cost-effective, fuel-wise… but planning your commute to enable timely stops to the market or to pay bills on your way to or from work can save money as well. Set it up the night before, to save time.

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