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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. Everything I do seems to make matters worse.

Money 203
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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

6 percent of households in the United States are unbanked or underbanked and, so have missed opportunities for savings, lending, and basic financial services ( according to the Federal Deposit Insurance Corporation). According to the resolution: Twenty-five.6

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Friday Links – School Update Edition

Prairie Eco-Thrifter

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Are you planning a child’s birthday party soon?

Fridays 189
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Which Insurance Policies Should You Absolutely Have?

Prairie Eco-Thrifter

In the United States, all 50 states require you to carry liability insurance on your car. Health insurance coverage in the United States is now mandated by law, but it still makes sense to have health coverage. Many mortgage lenders also require home insurance. In some cases, it might even be the law.

Insurance 193
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7 Things You Can Do to Improve Your Health

Prairie Eco-Thrifter

Stress is responsible for 75% of all doctor’s visits in the United States because it can manifest in physical symptoms, including headaches, stomachaches, sleep problems and ulcers. Debt and financial stress have more of an impact on your health than most people realize. Manage your stress. Live within your means.

Health 100
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Should You Buy a House Now?

Prairie Eco-Thrifter

In the United States, where I live, there is interest in buying now, before prices completely recover and while interest rates are near record lows. It makes sense to wait to buy until your consumer debt is mostly handled. Right now, many people wonder if now is the right time to buy a house.

Buy 217
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Are You Making These Five Retirement Planning Mistakes?

Prairie Eco-Thrifter

In the United States, many investors choose a Roth IRA or a Roth 401(k) to help them avoid future taxes. Yes, you might pay off debt and have fewer of those types of obligations. Even if you have a lower income during retirement, you could very well have higher taxes, depending on the way things play out.

Making 201