Prairie Eco-Thrifter

SEPTEMBER 13, 2011

If you wish to live your dream life debt free then equalize your definition of “dream life” with the basic concept of basic mathematical operations that you learned in Grade 1. If you stop smoking, you can use that money to fund your emergency fund. What is 1+1? 1+1 requires assessing your monthly income.

Debt Free 235

Debt Free Debt Emergency Fund Hobby 235

Prairie Eco-Thrifter

OCTOBER 21, 2012

Locations that are desirable by definition attract highly qualified people in all fields, so your chances of landing a job in one are very poor. Specifically, how important emergency fund planning was for a couple with a veterinary emergency at their home.”

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We loosely followed Dave Ramsey’s plan for inspiration.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

The work ethic definitely hasn’t eased since becoming debt free. We are currently working towards fully funding our emergency fund. What habits did you form while being debt free that will now stick with you for the long term? What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 22, 2020

I don’t make a lot of income on this blog, and it has definitely decreased recently as I’ve reduced my hours spent blogging. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JUNE 20, 2012

It’s also a good idea to know that you’ve got an emergency fund buffer in reserve for those unexpected expenses that will inevitably crop up. The main one is that the house must be deemed to be in a rural area according to the USDA definitions. Don’t forget about living expenses too. What Are The Options for First Time Buyers?

Money 186

Money Home Debt Buy 186

Prairie Eco-Thrifter

JANUARY 21, 2011

Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. We have a small fund for emergencies but most of our money is invested so we can make some money on it.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

FEBRUARY 3, 2016

It was after I started listening to Dave Ramsey, that I started thinking about getting out of debt more quickly and realizing that it was definitely possible to become debt free. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

My husband definitely was in charge of our debt free journey and made the initial goal to get a 15 year note and make extra payments on it from the start. Make sure to have an emergency fund so you’re not put back into debt when something comes up. If married, who initiated the debt free goal? It creates momentum.

Debt 100

Debt Debt Free Pay Off Debt Finds 100