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Christmas Savings Club | April Meeting

Family Balance Sheet

I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. We have made gift giving a line item in our budget since it can be a budget buster unless it is planned for. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

April 100
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Christmas Savings Club | August Meeting

Family Balance Sheet

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. At the beginning of August, I was $100 short from June when we used some of our Christmas savings for gifts that were needed that month. Start looking for Christmas gift ideas.

August 100
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HOW TO SHOP WITHOUT COUPONS and still save money!!

Marnies Coupon-a-rama

Saving money by smart shopping and using frugal ideas. HOW TO SHOP WITHOUT COUPONS and still save money!! "I Your small donation helps us find deals for you! FAN BOX SCAM. If you get an email from Fan Box about internet earnings, beware! And if you are a fan of All h. Marnies Coupon-a-ram-a.

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Christmas Savings Club | March Meeting

Family Balance Sheet

I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army's Adopt-a-Family program.

March 100
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1st Meeting of the Christmas Savings Club

Family Balance Sheet

Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. I'm also offering FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. My monthly goal is $100.

Christmas 127
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Ways to Make Do With What You Have

Prairie Eco-Thrifter

Donate good clothing you really can’t use to a non-profit and bank the tax deduction. If you can’t afford a gift, make or do something for the recipient. If you can’t afford air-conditioning, consider a ceiling or attic fan as an alternative. Darn the holes in your socks instead of throwing them out.

Making Do 219
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You Don't Have To Be A Student To Take Advantage of the Back-to-School Deals

Family Balance Sheet

Stock up for birthday or Christmas gifts and stocking stuffers. Consider donating school supplies to womens' shelters, local schools, children's hospitals, libraries, churches. In Sunday's paper there were great deals on office supplies such as pens, staplers, notebooks, post-its, computer paper among other items. Thanks for reading.

Advantage 127