Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. Eating out a few times a month. My spending plan is fairly easy to stick to. First, it involves automation.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Family Balance Sheet

JANUARY 26, 2016

Finally, we are able to see the light at the end of the tunnel and are more motivated than ever to pay off these final two loans. We have some home projects that we need to do and we have already set aside the funds. We will cut back, but it is unrealistic for me to say we won’t eat out at all this year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. I do remember thinking shortly after my ex and I got divorced that no one was ever going to do this for me.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 17, 2018

We will need to cut back on dining out, but it is unrealistic for me to say we won’t eat at restaurants this year. I’ll do my best to follow my own advice, 10 Ways to Save When Eating Out , and we will bring snacks, bag lunches, and drinks on road and errand trips to save money. Save a starter Home Emergency Fund.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 10, 2017

We dramatically reduced our spending by cutting our cable TV and landline , shopping thrifty, eating out less often , and lowering our grocery bill. Build up our Emergency Funds to 3-6 months of expenses. Start college funds for both girls. We made a lot of changes since 2013. We bought our home in 2001.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JUNE 8, 2018

If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . I would never tell someone to cancel the gym membership if they use it, and if you do use a gym membership, find out how my husband got a FREE family gym membership. But if you have a membership, but don’t use it, CANCEL.

Budgeting 133

Budgeting Budget Financial Goals Goals 133