Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.
Family Balance Sheet
JUNE 22, 2020
As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We didn’t eliminate eating out completely, but just cutting back the splurge to once a week drastically reduced how much we spent.
Family Balance Sheet
JUNE 8, 2018
If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . I would never tell someone to cancel the gym membership if they use it, and if you do use a gym membership, find out how my husband got a FREE family gym membership. But if you have a membership, but don’t use it, CANCEL.
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