Eating Out Emergency Fund Student Thankful 
Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.
Family Balance Sheet
JUNE 22, 2020
Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We LOVE to go out to dinner!
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Family Balance Sheet
SEPTEMBER 9, 2014
About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) After we got a taste of life without credit card debt, I wanted to pay off my student loan. While I was paying off my student loan I kept hearing about this Dave Ramsey guy, so read up on that method.
Family Balance Sheet
JANUARY 26, 2016
That was the month I didn’t know if we had enough funds to cover our expenses. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. We have some home projects that we need to do and we have already set aside the funds. Restaurants. The Game Plan: 1.
Family Balance Sheet
JANUARY 20, 2017
medical bills, a small credit card, both of our cars, and student loans. out and it gave us the momentum we needed to focus on all of our other. cars, and finally our student loans. emergency fund, so we started throwing what little extra we had straight. because we aren’t eating out.
Family Balance Sheet
JANUARY 21, 2015
We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Be willing to sacrifice- there are things we had to do that made us look weird: home school, skip eating out as much with family, doing my own hair & nails, getting a wardrobe from the thrift store and forgoing paper towels.
Family Balance Sheet
MAY 27, 2015
Our house was $150,000 (thank you Texas for affordable houses) and the thought of paying over half a million dollars for it (due to interest) made us sick to our stomach. And this is just on a mortgage, not including any credit card or student loan debt. Using coupons for eating out. I hope we get to meet him.
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