Remove Eating Out Remove Financial Goals Remove How To Remove Meals
article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130
article thumbnail

Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. 3 – Cook/Eat from the pantry and freezer.

February 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

It’s also very easy to reduce your grocery spending just by planning your meals. Related Reading: How to Save Money on Groceries. As my kids have grown, I have expanded my work hours at our office and by the end of the week, I’m too cooked to cook , so take out it is! Related Reading: Make meal planning a priority.

article thumbnail

Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

Family Balance Sheet

We gave up eating out, cable, driving as many places. Meal plan, meal plan, meal plan. How often do you and your spouse discuss your finances/budget/spending? He handles the numbers and then I figure our how to maximize those numbers. How did you celebrate when you became debt free?

Debt 100
article thumbnail

How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. How to Start a Budget (and be successful at it!). I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago.

Budgeting 133
article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Can you answer this question, how much do you spend on groceries each month? The easiest way to reduce your grocery spending is to plan your meals. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. Here are a few ideas: Meal Plan. Emergencies suck!

article thumbnail

How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. My grocery strategies: How to Save Money on Groceries.

Debt 130