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8 Action Steps for a Frugal February!

Family Balance Sheet

Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. 3 – Cook/Eat from the pantry and freezer. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. 7 – Look for FREE entertainment.

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Frugal February

Family Balance Sheet

Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. 3 – Cook/Eat from the pantry and freezer. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. 7 – Look for FREE entertainment.

February 100
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How to Start a Budget (and be successful at it!)

Family Balance Sheet

– Food: groceries, meals out, school lunches. – Transportation: loan payments, fuel, insurance, service/repairs, necessary parking/tolls. I list tons of ideas: How to Slash Your Grocery Spending . If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out .

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