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8 Action Steps for a Frugal February!

Family Balance Sheet

We could really use an intentional month of frugalness to reset our mindset. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. 5 – Plan ahead.

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Frugal February

Family Balance Sheet

In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control.

February 100
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5 Easy Budget Categories to Reduce

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If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. Dining Out. We used to spend hundreds of dollars a month going out to eat at restaurants. Gym Membership.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend. It’s also very easy to reduce your grocery spending just by planning your meals. Cancel unused subscriptions.

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How to Save Money on Groceries

Family Balance Sheet

If you are struggling with the rising grocery prices or maybe you need to make room for your family’s growing appetites, take a look at the following list and see what changes you can make to cut your grocery bill…and still eat really well! When I plan a menu, my spending is generally under control.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link). 3 – Commit to funding the account.

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How to Save Money on Groceries

Family Balance Sheet

If you need to find some wiggle room in your budget, or combat the rising grocery prices, or maybe make room for your family’s growing appetites, take a look at the following list and see what changes you can make to reduce what you’re spending on groceries…and still eat really well!