The Frugal Girl

OCTOBER 30, 2023

And eating out wasn’t the exception for me then. Restaurant food was just cheaper than when I cooked meals myself, because at that time I couldn’t cook any Chinese food, and Western food needed things like olive oil, cheese, butter, pasta…all expensive in China because they have to be imported. I do drive, but not very often.

Green And Frugal 203

Green And Frugal Home and Garden Lunch Lunches 203

Family Balance Sheet

JUNE 22, 2020

Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. Also, the monthly mortgage payment was less than our rent payment.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

– Food: groceries, meals out, school lunches. If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . I would never tell someone to cancel the gym membership if they use it, and if you do use a gym membership, find out how my husband got a FREE family gym membership.

Budget 133

Budget Budgeting Financial Goals Goals 133

Family Balance Sheet

MAY 6, 2020

But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130