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How Iā€™m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Post-coronavirus, not so much! Being self-employed, we need the security that it offers.

Budgeting 246
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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

After a pandemic-fueled, seller-benefitting boom ā€” with bidding wars, inventory shortages and spiraling prices all over the country ā€” the housing market began to cool down in 2022. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process.