Remove Emergency Fund Remove Finance Remove January Remove Pay Off Debt
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Create your debt freedom plan

Family Balance Sheet

Our personal finances are so interwoven with our small business finances that we view them as one. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. At times the plan felt intimidating, but it also changed the direction of our finances.

Debt 130
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Over 40 and Worried about Money? Start here!

Family Balance Sheet

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. It is a lot.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Jacki and her husband take the month of January to map out their goals for the year. My husband and I also have a goal of debt freedom, but we’ve put together micro-S.M.A.R.T.