Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

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Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

MAY 21, 2013

While you may not want to delay the first purchase of your home, you have to realize that a low credit score, even if the bank does approve you, will not allow you to get the best interest rate. Additionally, even if you have or plan to voluntarily leave your current employer, you may have a difficult time securing a mortgage.

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Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

APRIL 3, 2014

Unfortunately, with all your heightened negative emotions, the placating actions you chose may be counterintuitive, resulting in more poor spending choices- i.e. shop therapy, impulse buying, running up a bar tab, etc. Beating yourself up reinforces a notion that you can’t do anything right so you may as well not even bother.

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Emergency Fund Debt Bills Money 218

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

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November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

DECEMBER 6, 2012

Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. By following the above tips, you can make these events less stressful on you and your family. Take personal finances, for example; too many people over-think their finances, with.

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Bank Banking Money Saving 265

Prairie Eco-Thrifter

JUNE 4, 2013

Timing Matters in Finances. However, I might have a client who pays late, so the money may not actually arrive until the following Monday or Tuesday. Money Tips' And that can make a difference. When planning your spending for the month, it’s important to consider the timing surrounding your income and expenses.

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Emergency Fund Money Bills Credit Cards 243

Prairie Eco-Thrifter

MARCH 23, 2015

Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Too great a focus on money may well hinder your ability to gain true wealth (as opposed to monetary riches). Educate yourself and your family in personal finance concepts. Money Tips'

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Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Of course, depending on what we buy, we may experience some buyers remorse. You may not be comfortable doing more risky things with your money.

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Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt? Building an emergency fund also helps enormously.

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Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JUNE 9, 2013

There may be some resistance at first, from co-workers and others, but soon they will come to accept the best times to contact you. Life may never be perfect but we can certainly make life better by focusing on the things we can change, manage or control. If your finances cause you stress, take action immediately. Get Healthy'

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Making Emergency Fund Work Finance 202

Savings Corner

DECEMBER 25, 2023

However, some types of loans backed by the federal government may not require down payments. You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. Lenders require a down payment for most mortgages.

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Insurance Home Refinancing Money 52

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income. My top tips to pay off your debt would be the following. Where are you from?

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Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 8, 2018

A budget might not change your circumstances, especially if the problem is income, but a budget will help prioritize the funds that are available. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. lined paper.

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