Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Well, this time I have done it again and put together some good laughs for you to enjoy on your Monday morning.

Personal Finance 219

Personal Finance Finance Debt Money 219

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. And there are tons of other benefits as well. Saving on Interest You will be decreasing your debt as well as the amount you’ll pay in interest over time, which is a good thing. This means you earn more than if you were to source for funds from a third party.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. It’s hard to change and improve your finances if you have no idea where you currently stand. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. Start Saving for your Emergency Fund TODAY! ” I hear you.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I have written often about the importance of an emergency fund. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me. Boy, are we glad we made that decision.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

MAY 21, 2013

If you don’t have an emergency fund in order to make at least the approximate payment of your anticipated mortgage and expenses, you are not ready to make the leap into home ownership. Although there has been a lot of positive news in the job market, it’s still not strong. Other factors to consider are how mobile you are.

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

JULY 10, 2014

I acknowledge that these things make my life worth living as well. In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. I know that I need to buy certain things for my home, for upkeep. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

JANUARY 30, 2013

Know where these items are, and make sure other family members know as well. If you can get to it, the right safe will protect the information from floods and fires, as well as other disasters. If your emergency is strictly financial (and even if it has a physical component to it), you should be ready with a liquid emergency fund.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. Our Debt Freedom Plan.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 25, 2014

If I could go back to myself 7 or 8 years ago, I’d say, “Hey, you’re doing pretty well, and you’re not being stupid with your money. I wasn’t doing anything wrong back then; my family lived within our means, we had an emergency fund, and we were saving for retirement and our son’s college costs.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

APRIL 3, 2014

Well, you wouldn’t stand for that, would you? Beating yourself up reinforces a notion that you can’t do anything right so you may as well not even bother. If you’ve been hit with some unexpected bills, create a payment plan and start building an emergency fund for future occasions. Doing Nothing.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

NOVEMBER 8, 2012

When I think of a budget in the more traditional terms, I think of something limiting, as well as as something that is charge of me. My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

JULY 28, 2014

Just as a gardener tends to his or her garden and makes adjustments in water levels, sun exposure, etc when a plant is struggling or when unexpected weather hits; money hobbyists like myself cultivate our finances in much the same way. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

FEBRUARY 4, 2014

So we put those in the list of priorities as well. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Follow this pattern and you are well on your way to generating savings. It is the same with your family finances. Plan for Financial Emergencies.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

JUNE 4, 2013

Timing Matters in Finances. The reason for having these measures is to prevent me from having to constantly fiddle with some of my automatic transfers to my emergency fund, retirement account, and quarterly estimated tax fund. And that can make a difference.

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Family Balance Sheet

JULY 20, 2011

While I have no desire to replace any of them right now, I also don't want our finances to be thrown for a loop when something does decide to take a trip to appliance heaven. I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. We certainly don't want to go into debt either.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Prairie Eco-Thrifter

MARCH 23, 2015

Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Consider not only the financial aspects, but the life enjoyment aspects as well. Too great a focus on money may well hinder your ability to gain true wealth (as opposed to monetary riches).

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. It’s all about living with the choices you make, and changing what isn’t working vs. telling yourself “oh well, but I can’t do that because __.”

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. More diligence with finances brought in more income producing opportunities for us. We rarely argued about finances since we paid the decision to be debt free. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 26, 2016

That was the month I didn’t know if we had enough funds to cover our expenses. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. I wouldn’t wish that feeling on my worst enemy. I’ll apply that money to the debt. What We Won’t Give Up.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

JUNE 9, 2013

If your finances cause you stress, take action immediately. Pay yourself first to build up an emergency fund and release the stress that comes with worrying about how you would cope if disaster struck. Problems are just speed bumps to be negotiated; don’t let them stop you from living the life you want. Reduce Your Stress.

Making 202

Making Emergency Fund Work Finance 202

Prairie Eco-Thrifter

MAY 26, 2016

It has served me well over the years, eventually leading to my current position of financial freedom. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. I’m a saver, always have been.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

FEBRUARY 2, 2017

You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” Deacon, from Well Kept Wallet , says, you need to map out a step by step plan to make your goals happen. Make it visual.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. emergency fund, so we started throwing what little extra we had straight. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Also, my spouse and I are both buy and hold investors, so the selling part didn’t clique well with us. One I obtained in that manner is “The Sound Mind Investing Handbook” by Austin Pryor. My copy has a copyright date of 2008.

401K 100

401K Money Emergency Fund Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

This is where we cut out any extra spending, such as personal money and clothing money, as well as trying to cut our grocery budget for the month, and add the money we saved to the debt payment. Who handles the day-to-day finances in your home or do you work on it equally? A third way we freed up money was to do a no-spend month.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. A diversified mutual fund is an excellent way to achieve a diversified portfolio.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. I want to use up all my holidays from work, as well as going on some random weekend road trips. And whatever you do, don’t finance it. Buy Assets Instead.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

JANUARY 21, 2011

Well yesterday, my book finished half way through the walk so I decided to turn on some tunes. Well let me tell you, I was grooving out. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Usually when I walk home, I listen to a book.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Financially speaking, he focuses on building the business and I focus on managing our home and finances. ” By planning our meals and grocery list, I am able to maintain our grocery budget and still eat very well.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free College Finds 100

Savings Corner

DECEMBER 25, 2023

Jumbo loans: As low as 5%-10% down payment (varies) Jumbo loans are home loans that fall outside of the Federal Housing Finance Agency’s conforming loan limits. You could end up “ house poor ,” spending too much of your income servicing your mortgage or depleting your emergency fund.

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

MAY 27, 2015

But I do realize some things happen that we don’t plan for as well. We made a plan and it ended up being God’s will as well. We’re now on Baby Step #7 (building wealth, which includes college funding). It’s important to be on the same page as your spouse about finances. Obviously, I disagree with that.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. Since I am a single mom, that would be me.

Debt Free 235

Debt Free Debt Mom Goals 235