Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. You are one emergency short of losing track of your finances. appeared first on Penny Pinchin' Mom.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. This small money mistake has a sub-section – accepting the so-called ‘free’ credit card upgrades or new cards. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JULY 28, 2014

Those books, Kiyosaki’s Rich Dad, Poor Dad , Ecker’s The Millionaire Mind , Orman’s Money Book for the Young, Fabulous, and Broke , among others, became the catalyst for a brand new personal hobby… money. Money stopped being a burden and became a hobby, something I enjoyed and thrived on- literally. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I’m not talking about becoming a CPA or a Wall Street guru.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JUNE 11, 2014

It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal. Think about your top savings goals, and how you can reach them.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

NOVEMBER 5, 2014

What are the top 3 – 5 ways you found money to put towards debt. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. We all the extra money we had been putting away toward debt reduction. For us, it was saving money.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

OCTOBER 18, 2014

Day 2: What are Your Financial Goals. Day 3: I took 4 days off due to an unexpected family emergency. Day 4: Day 5: Day 6: Day 7: How Much Money is Coming In? Day 8: Where is Your Money Going? Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Thanks for understanding!

Finance 124

Finance Organic Organization Emergency Fund 124

Prairie Eco-Thrifter

MARCH 23, 2015

Before you start down the path to financial independence (which admittedly can be a long one), figure out if you want it badly enough. Is it really money or is it something else? If you are married, make sure you talk the money talk, frequently, with your spouse. Weigh each decision against your financial goals.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Apply any Found Money to our Goals.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

OCTOBER 31, 2014

Day 2: What are Your Financial Goals. Day 3: I took 4 days off due to an unexpected family emergency. Day 4: Day 5: Day 6: Day 7: How Much Money is Coming In? Day 8: Where is Your Money Going? Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Here is the recap of posts.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account.

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Frugal June Flights CD 100

Family Balance Sheet

SEPTEMBER 9, 2014

Part of that is because when you have less debt, you have more money. Your money stays yours, so you can make it work for you. We both were sick of money issues and the stress that goes with that. I wanted to be able to do the things that matter to me without having to stress out about money.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. This is the year that we will control our money and our debt and fear will not control us. In 2015, Let’s Take Control of Our Money. I hope you’ll join me this year as we resolve to take control of our money.

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2015 Money Debt Home and Garden 100

Family Balance Sheet

JUNE 11, 2014

Our current savings is not at a true emergency fund level of 3-6 months, but further down our plan, we will save up to that level. What financial goals are you working towards? Are you making headway with those goals? Financial Freedom Marriage and Money' Let us know in the comments.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

It could be due to the lack of discipline in handling money or savings just getting depleted easily. The key out of this is to start changing your perspectives about money and become more effective and responsible in handling your resources properly. Why You Should Conduct a Financial Analysis. Set Financial Goals.

Family 196

Family Financial Goals Debt Goals 196

Savings Corner

APRIL 4, 2024

There are, however, two catches: Low-risk investments earn lower returns than you could find elsewhere with risk; and inflation can erode the purchasing power of money stashed in low-risk investments. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund.

April 52

April Lowes CD Bank 52

For the Mommas

JANUARY 3, 2011

. “Being intentional with our money turns emergencies into inconveniences.&#. Not having the money to cover an unexpected bill, just turns into a series of robbing Peter to pay Paul. As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. It is so very true.

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Jason Price from One Money Design interviews Chuck Bentley: The Root of Riches Book Interview. Chuck wrote the book to challenge how people think about money.&#. Your City or County May Have Free Money For You.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 12, 2011

My University Money: Should I Pursue a Co-op Education? Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success. Invest It Wisely: When Can You Talk about How Much Money You Make? There were 56 submissions this week.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 4, 2015

I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. full-time so we started bringing in a decent amount of money. we still weren’t making enough money to cover all of our monthly bills. emergency fund, so we started throwing what little extra we had straight. the money was gone, it was gone.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. What are the top 3 – 5 ways you found money to put towards debt. Otherwise, we could both get sidetracked and spend that extra money frivolously. So direct the money often and early.

Debt 100

Debt Debt Free Las Vegas Finance 100

Saving With Shellie

JULY 22, 2011

I’ve also taken other measures to save money like turning up the thermostat and limiting my driving to essential trips. I encouraged you to build an emergency fund or pay down debt with your savings. My goal is to save as much money as I can this fall. I’d love to be able to share some of your goals!

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

SEPTEMBER 29, 2016

We owed money to just about everybody. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

FEBRUARY 3, 2016

What are the top 3 – 5 ways you found money to put towards debt. Following a budget and giving every dollar a name showed where there was extra money to put towards paying off debt. T he other thing to find more money towards debt was simply picking up more work. Earn extra money. What are your financial goals now?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Our second inspiration was not wasting money. I also blog at Snyders Tell All.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. What are the top 3 – 5 ways you found money to put towards debt. Start by categorizing where you have been spending money.

Debt Free 235

Debt Free Debt Mom Goals 235