Family Balance Sheet

OCTOBER 18, 2019

. … cue the Jefferson Starship song, “Nothing’s going to stop us now”… Fast forward to September. 1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. DONE – 6/1/2014. DONE 2015.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. After paying off our last non-mortgage debt in September 2019, we updated our Debt Freedom Plan.

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019. In September 2001, we bought a 1700 square foot home with a one-car garage and ONE full bathroom.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 1, 2015

I started the Debt Free Stories interview series back in September and it has been really well received. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Maintaining a grocery budget is a weekly process for me.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 2, 2017

She hit that goal in September 2016. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt. Save for emergencies. Read: How to Build your Emergency Fund. Reduce my Grocery Spending.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

We dramatically reduced our spending by cutting our cable TV and landline , shopping thrifty, eating out less often , and lowering our grocery bill. Where our mortgage enters the equation: We bought our modest home in September 2001, before home prices soared and inevitably, tanked. Start college funds for both girls.

Debt 100

Debt 2017 Student 2016 100