Prairie Eco-Thrifter

JULY 28, 2014

Find something to motivate you into becoming financially literate. Tackle the enormity of saving up for a down payment on a home or for retirement or anything else by deciding how much you can afford to set aside on a monthly or weekly basis. Perhaps it would demystify it, remove the taboo, and create a better educated consumer.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

MAY 25, 2014

I’m trying to be a little more hands-on with my son, and talk more openly about money (which is something that didn’t happen much in my parents’ home. I opened a retirement account during that period, but it involved a managed fund with a 2% annual fee. I didn’t refinance my home when I should have.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

AUGUST 11, 2014

I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. Who handles the day-to-day finances in your home or do you work on it equally? Find ways to motivate yourself and hold yourself accountable.

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JANUARY 26, 2016

Finally, we are able to see the light at the end of the tunnel and are more motivated than ever to pay off these final two loans. Home Projects. We have some home projects that we need to do and we have already set aside the funds. We have several weekend trips and a summer beach vacation planned for the year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

JULY 4, 2011

A plan B is a must in any home. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Is the conventional advice of keeping a 3 to 6 month emergency fund still valid?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 10, 2017

Our extra funds went towards our cash flow. At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. He went back to school at the age of 34 to pursue a new career and has not regretted it, but his student loan was about the size of a small home mortgage when he graduated in 2000.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Building an emergency fund also helps enormously. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. I make my coffee at home, pack my lunch, and go straight home after work.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JUNE 8, 2018

I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. This group is a safe place where we talk, motivate, and share ideas about budgeting.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 1, 2015

How to Build a Starter Emergency Fund in 30 Days or Less | Jackie Beck @ The Debt Myth. Hot Work at Home Jobs for 2015 | Holly Hanna @ The Work at Home Woman. 5 Ways Busy Moms Can Get Motivated to Work Out | Diane Nassy @ philZENdia. 9 Ways to Get Healthier In The New Year | Amy Maus @ Home and Farm Sense.

2015 100

2015 Money Debt Home and Garden 100

Saving With Shellie

JULY 22, 2011

I encouraged you to build an emergency fund or pay down debt with your savings. If you thought my goal was lofty, you should cheek out some of theirs: Merissa at Little House on the Prairie Living is working towards saving to build a new home. Tiny bits can be a great motivator. We are currently building a new house.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

FEBRUARY 3, 2016

Have pictures of your Why around in your daily life to help keep you motivated. Tracking your progress and making it visual do so much to motivate you to find more ways to cut expenses/earn more to get that debt paid off as quickly as possible, especially when it takes a long time and you get discouraged. Track your progress.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

Coming home from a trip to Disney World was what started it all. Who handles the day-to-day finances in your home or do you work on it equally? I’m the one who handles the day to day finances in the home. We are currently working towards fully funding our emergency fund. Was there a particular event?

Debt 100

Debt Debt Free Budgeting Budget 100